2916 S 3rd St, Waco, TX 76706 Property Records

McLennan County property record for 2916 S 3rd St, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 1,747 sqft · built 2017
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on Record
Tax Bill	$7,914 (2025)
Deeds & Mortgages	Jan 2025 Sale Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-041678-000102-0`

Property Details

APN / Parcel Number

Primary APN	`48-041678-000102-0`
Alternative APN	`379185`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,747 sqft Living Area
1st Floor Area	1,747 sqft
Flooring	Carpet

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	216 ft deep x 71 ft wide
Driveway	Concrete Driveway
Driveway Area	4,000 sqft
Porch	Open Porch
Porch Area	137 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2916 S 3RD ST
City	WACO
State	TX
Zip	76706-6457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRJE ADDITION LOT 2 BLOCK 1 ACRES .35
Legal Subdivision	TRJE ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3006
Census Tract	200

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1045 CHEEVER BLVD, 103, SAN ANTONIO, TX 78217-6223
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2025	Vendor's Lien, Transfer AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Dec 7, 2018	Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 24, 2018	Grant Deed, Transfer
Jul 12, 2017	Loan Modification, Mortgage FIRST NAT'L BK/BOSQUE CNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2025
Deed Sale	Jan 24, 2025
Prior Sale	Dec 7, 2018 · Amount on Record
Deed Document Number	20252171
Prior Transfer Date	Nov 27, 2018
Prior Transfer Doc	0000042441
Record Updated	Oct 29, 2026

January 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jan 24, 2025
Property Address	2916 S 3RD ST, WACO, TX 76706-6457
Document Number	0000002171
Map Reference	FILE 2017001805
Instrument Date	Jan 22, 2025
Instrument	2025002171
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 PRIMO FIORE TER, AUSTIN, TX 78738-1165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 CHEEVER BLVD STE 103, 103, SAN ANTONIO, TX 78217-6223

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2916 S 3RD ST, WACO, TX 76706-6457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041403
Date	Nov 19, 2020
Instrument	2020041403

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	48008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 7, 2018
Property Address	2916 S 3RD ST, WACO, TX 76706-6457
Document Number	0000042441
Map Reference	FILE2017001805
Instrument Date	Nov 27, 2018
Instrument	2018042441
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2916 S 3RD ST, WACO, TX 76706-6457

Mortgage

Document Number	0000042442
Date	Dec 7, 2018
Instrument	2018042442

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 24, 2018
Property Address	2916 S 3RD ST, WACO, TX 76706-6457
Document Number	0000030148
Instrument Date	Aug 23, 2018
Instrument	30148
Transaction Type	Transfer
Record Updated	Sep 20, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 598 VALLEY MILLS TX 766890598, VALLEY MILLS, TX 76689-0598

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2916 S 3RD ST, WACO, TX 76706-6457
Document Number	0000025431
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 598 VALLEY MILLS TX 766890598, VALLEY MILLS, TX 76689-0598

Mortgage

Document Number	0000025431
Date	Aug 7, 2017
Instrument	25431

Lender

Name	FIRST NAT'L BK/BOSQUE CNTY
Type	Bank
Address	VALLEY MILLS, TX 76689

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 6, 2022

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,000 (-1.42%) Land $65,525 Building $281,475	$347,000 (-1.42%) Land $65,525 Building $281,475
2025	$7,914.00 (+0.6%)	$352,010 (+15.56%) Land $59,460 Building $292,550	$352,010 (+15.56%) Land $59,460 Building $292,550
2024	$7,867.00 (+15.2%)
2023		$304,610 Land $59,460 Building $245,150	$304,610 Land $59,460 Building $245,150
2022	$6,829.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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