2916 Rainbow Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2916 Rainbow Dr, Cedar Falls, IA 50613 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,180 sqft · built 1955
Lot Size	0.34 acres (14,805 sqft)
Owner	2 Individual Names on File
Last Sale	$208,500 (Sep 2022)
Tax Bill	$3,260 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-17-328-004`

Property Details

APN / Parcel Number

Primary APN	`8913-17-328-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	1,012 sqft
Basement Area	1,012 sqft
Finished Basement	575 sqft
Unfinished Basement	1,012 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,805 sqft (0.34 acres)
Lot Dimensions	235 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2916 RAINBOW DR
City	CEDAR FALLS
State	IA
Zip	50613-4749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDITORS WHITNEY ROAD PLAT CF PART LOT 84 COM AT PT ON S LINE SAID LOT 198 FT ELY MEASURED ALONG S LINE SAID LOT--FROM SW COR
Legal Range	13W
Legal Township	89N
Legal Section	17
Legal Subdivision	AUDITORS WHITNEY ROAD PLAT CF
Legal Lot Number	84
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2012
Census Tract	2400

Owner

Source: Black Hawk County records · APN 8913-17-328-004

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2916 RAINBOW DR, CEDAR FALLS, IA 50613-4749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2018	Deed of Trust, Mortgage LINCOLN SAVINGS BANK
Sep 08, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Dec 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2022 · Amount on Record
Deed Sale	Sep 08, 2022 · Amount on Record
Prior Sale	Sep 08, 2021 · Amount on Record
Deed Document Number	20225335
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2916 RAINBOW DR, CEDAR FALLS, IA 50613-4749
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900002550
Date	Aug 14, 2018
Instrument	201900002550

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 01, 2048

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 08, 2021
Property Address	2916 RAINBOW DR, CEDAR FALLS, IA 50613-4749
Document Number	202200005335
Instrument Date	Aug 27, 2021
Instrument	202200005335
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$332.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2916 RAINBOW DR, CEDAR FALLS, IA 50613-4749

Mortgage

Document Number	202200005336
Date	Sep 08, 2021
Instrument	202200005336

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 05, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Sep 01, 2031
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	9.62%

Mortgage

Document Number	202200005337
Date	Sep 08, 2021
Instrument	202200005337

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 05, 2031

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2916 RAINBOW DR, CEDAR FALLS, IA 50613-4749
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800010325
Date	Dec 15, 2017
Instrument	2018-00010325

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 15, 2047

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,260.00	$233,720 (+15.38%) Land $27,600 Building $206,120	$233,720 (+15.38%) Land $27,600 Building $206,120
2024	$3,260.00 (+4.09%)
2023		$202,570 (+19.4%) Land $27,600 Building $174,970	$202,570 (+19.4%) Land $27,600 Building $174,970
2022	$3,132.00 Homeowner's exemption	$169,650 Land $27,600 Building $142,050
2021			$169,650 Land $27,600 Building $142,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130024002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1993–2008)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jun 2008, river or lake flooding, Severe Storms, Tornadoes, And Flooding
Claims By Storm	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 274 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cedar Falls Municipal Communications Utility	Fiber	10,000 / 10,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Metronet Holdings, AMG Technology Investment Group, LTD Broadband, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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