2916 Mercer St, Laredo, TX 78043 Property Records

Webb County property record for 2916 Mercer St, Laredo, TX 78043

Property Summary

Property Type	Single Family Home
Details	1,150 sqft · built 2001
Lot Size	0.098 acres (4,282 sqft)
Owner	2 Individual Names on File
Last Sale	$240,730 (Apr 2024)
Tax Bill	$718 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`559-01780-020`

Property Details

APN / Parcel Number

Primary APN	`559-01780-020`
Alternative APN	`180323`

Interior

Stories	1 Story
Building Area	1,150 sqft Living Area
1st Floor Area	1,150 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,282 sqft (0.098 acres)
Lot Dimensions	93 ft deep x 46 ft wide
Porch	Open Porch
Porch Area	50 sqft

Location & Zoning

Street Address	2916 MERCER ST
City	LAREDO
State	TX
Zip	78043-4623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 2 BLK 1780-A ED
Legal Subdivision	EASTERN -- BLOCKS 1751 - 1800
Legal Block	1780
Legal Lot Number	2
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	4
Census Block	4015
Census Tract	101

Owner

2916 Mercer St is owned and occupied by two individuals who bought it in April 2024.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2916 MERCER ST, LAREDO, TX 78043-4623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Vendor's Lien, Transfer · Stand-Alone First Mortgage 1G CAPITAL LLC
Mar 3, 2023	Vendor's Lien, Transfer · Stand-Alone First Mortgage IG CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2024 · Amount on File
Deed Sale	Apr 2, 2024 · Amount on File
Prior Sale	Feb 26, 2024
Deed Document Number	20241525732
Deed Book / Page	5627 / 88
Record Updated	Oct 29, 2026

April 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 2, 2024
Property Address	2916 MERCER ST, LAREDO, TX 78043-4623
Document Number	0005627/88
Book / Page	5627 / 88
Map Reference	14 PG 29
Instrument Date	Mar 23, 2024
Instrument	1525732
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 HIGHLAND PARK VLG # VLG100-40, VLG100-40, DALLAS, TX 75205-2789

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2916 MERCER ST, LAREDO, TX 78043-4623

Mortgage

Document Number	0005627/91
Date	Apr 2, 2024
Book Page	5627/91
Instrument	1525733

Lender

Name	1G CAPITAL LLC
Type	Non-Lending Institution
Address	25 HIGHLAND PARK VLG STE 100, DALLAS, TX 75205
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 23, 2054

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 3, 2023
Property Address	2916 MERCER ST, LAREDO, TX 78043-4623
Document Number	0005424/19
Book / Page	5424 / 19
Map Reference	VOL 14 PG 29
Instrument Date	Mar 3, 2023
Instrument	1493150
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 HIGHLAND PARK VLG # VLG1004, VLG1004, DALLAS, TX 75205-2789

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2916 MERCER ST, LAREDO, TX 78043-4623

Mortgage

Document Number	0001493149
Date	Mar 3, 2023
Instrument	1493149

Lender

Name	IG CAPITAL LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2916 Mercer St was $718 with a homeowner's exemption, down 14.4% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	Laredo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,443 (-0.31%) Land $45,218 Building $96,225	$141,443 (-0.31%) Land $45,218 Building $96,225
2025	$718.00 (-14.42%) Homeowner's exemption	$141,882 Land $45,218 Building $96,664	$141,882 Land $45,218 Building $96,664
2024	$839.00
2023		$132,278 Land $36,483 Building $95,795	$132,278 Land $36,483 Building $95,795
2022	$698.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2916 Mercer St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2007–2010)
Most Recent Claim	Jul 2010 · Hurricane Alex
Claims by Event	Hurricane Alex, Jul 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2916 Mercer St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smartcom Telephone.

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