2916 Gerard Ave, Sinking Spring (Reading), PA 19608 Property Records

Berks County property record for 2916 Gerard Ave, Sinking Spring, PA 19608

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,350 sqft · built 1971
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$139,000 (Feb 2013)
Tax Bill$1,903 (2026)
Deeds & MortgagesApr 2023 Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN4386-07-59-4246

Property Details

APN / Parcel Number

Primary APN4386-07-59-4246
Alternative APNs
  • 80-4386-07-59-4246
  • 80202386
  • 202386

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,350 sqft Living Area
Gross Area1,620 sqft
1st Floor Area1,350 sqft
Basement Area270 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialAluminum/Vinyl
Lot Area7,841 sqft (0.18 acres)
View / LotNeighborhood
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number80202386
Street Address2916 GERARD AVE
CityREADING
StatePA
Zip19608-1006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionWILSHIRE DEV SEC #4
Legal Block59
Legal Lot Number165/1
JurisdictionBERKS PA
Township / Civil DivisionSPRING
Census Block Group2
Census Block2042
Census Tract10903

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2916 GERARD AVE, READING, PA 19608-1006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2023Deed of Trust, Mortgage · FHA Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Nov 3, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jun 10, 2017Deed of Trust, Mortgage · FHA Mortgage
VILLAGE CAP & INVS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2013 · Amount on Record
Deed SaleFeb 22, 2013 · Amount on Record
Prior SaleJan 6, 2000 · Amount on Record
Deed Document Number20137352
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address2916 GERARD AVE, SINKING SPRING, PA 19608-1006
Transaction TypeMortgage
Record UpdatedMay 4, 2023
Title CompanyIDEAL TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011078
DateApr 19, 2023
Instrument2023011078
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address2916 GERARD AVE, SINKING SPRING, PA 19608-1006
Transaction TypeMortgage
Record UpdatedNov 17, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2916 GERARD AVE, SINKING SPRING, PA 19608-1006

Mortgage

Document Number0000054711
DateNov 3, 2021
Instrument2021054711
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term308 Months
DueJul 1, 2047

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address2916 GERARD AVE, SINKING SPRING, PA 19608-1006
Document Number0000022146
Instrument DateJun 10, 2017
Transaction TypeMortgage
Record UpdatedJul 19, 2017
Title CompanyMILESTONE SETTLEMENT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2916 GERARD AVE SINKING SPRING PA 196081006, SINKING SPRING, PA 19608-1006

Mortgage

Document Number0000022146
DateJun 20, 2017
Instrument22146
Lender
NameVILLAGE CAP & INVS
TypeFunding / Finance Company
AddressHENDERSON, NV 89052
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 19, 2047

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionSpring Township
Unified School DistrictWilson School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,903.00 (+18.42%) Homeowner's exemption$100,500 (-) Land $34,000 Building $66,500$34,000 (-66.17%) Land $34,000
2024$1,607.00$100,500 Land $34,000 Building $66,500
1994$100,500 Land $34,000 Building $66,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1979–2023)
Claims Outside the SFHA2 of 3
Most Recent ClaimJul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAW PENN DISTRICT
private · serves 28,508 people · EPA ID PA3060069
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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