2916 Elio Hammock Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 2916 Elio Hammock Dr, Harmony, FL 34773

Property Summary

Property TypeVacant Land
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$404,990 (Jun 2026)
Tax Bill$3,182 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-26-32-5376-0001-0930

Property Details

APN / Parcel Number

Primary APN18-26-32-5376-0001-0930
Alternative APN
  • 263218537600010930

Exterior

Lot Area6,534 sqft (0.15 acres)

Location & Zoning

Street Address2916 ELIO HAMMOCK DR
CityHARMONY
StateFL
Zip34773-6263
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionVILLAGES AT HARMONY PH 2E & 2F PB 36 PGS 8-15 LOT 93
Legal SubdivisionVILLAGES AT HARMONY PHASE 2E AND 2F
Legal Lot Number93
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2087
Census Tract43801

Owner

2916 Elio Hammock Dr, vacant land, is owned and occupied by an individual who bought it in June 2026.

Source: Osceola County records, as of June 15, 2026

Owner of RecordIndividual Name on File
Mailing Address2916 ELIO HAMMOCK DR, HARMONY, FL 34773-6263
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2026Special Warranty Deed, Transfer · FHA Mortgage
ACRI MORTGAGE
Jun 4, 2026Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
MORTGAGE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2026 · Amount on File
Deed SaleJun 4, 2026 · Amount on File
Prior SaleSep 15, 2025 · Amount on File
Deed Document Number202673798
Deed Book / Page6983 / 43
Record UpdatedOct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 4, 2026
Property Address2916 ELIO HAMMOCK DR, HARMONY, FL 34773-6263
Document Number0000073798
Book / Page6983 / 43
Instrument DateJun 3, 2026
Instrument202673798
Transaction TypeTransfer
Record UpdatedJun 15, 2026
Title CompanyDHI TITLE OF FLORIDA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$286,327.93
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2916 ELIO HAMMOCK DR, HARMONY, FL 34773-6263

Mortgage

Document Number0000073799,
DateJun 4, 2026
Instrument202673799
Lender
NameACRI MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate6.23%
Max Rate-1%

June 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 4, 2026
Property Address2916 ELIO HAMMOCK DR, HARMONY, FL 34773-6263
Document Number0069830043
Book / Page6983 / 43
Instrument DateJun 3, 2026
Instrument202673798
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 26, 2026
Title CompanyTITLE OF FLORIDA, DHI TITLE OF FLORIDA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$286,327.93
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2916 ELIO HAMMOCK DR, HARMONY, FL 34773-6263

Mortgage

Document Number0000073799,
DateJun 4, 2026
Instrument202673799
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2916 Elio Hammock Dr was $3,182.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,182.00$70,000 Land $70,000$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2916 Elio Hammock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2916 Elio Hammock Dr is high, ranking above 83% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 74% of Florida
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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