2916 E Main St, Waterbury, CT 06705 Property Records

Waterbury City property record for 2916 E Main St, Waterbury, CT 06705

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,204 sqft · built 1953
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$317,500 (May 2026)
Tax Bill	$5,913 (2026)
Deeds & Mortgages	May 2026 Sale & Line of Credit Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40101370001`

Property Details

APN / Parcel Number

Primary APN	`40101370001`
Alternative APNs	`WATE M:0401 B:0137 L:0001` `WBRY M:0401 B:0137 L:0001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
Gross Area	5,055 sqft
Basement Area	1,204 sqft
Unfinished Basement	1,204 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	40101370001
Street Address	2916 E MAIN ST
City	WATERBURY
State	CT
Zip	06705-2841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CA
Legal Block	137
Legal Lot Number	1
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	3
Census Block	3002
Census Tract	352701

Owner

2916 E Main St is owned and occupied by an individual who bought it in May 2026.

Source: Waterbury City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2916 E MAIN ST, WATERBURY, CT 06705-2841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Warranty Deed, Transfer · Line of Credit NATIONWIDE MORTGAGE BANKERS INC
Nov 18, 2025	Warranty Deed, Transfer · Conventional Mortgage A & D MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Prior Sale	Nov 18, 2025 · Amount on File
Deed Document Number	202613110
Deed Book / Page	9270 / 93
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	May 13, 2026
Property Address	2916 E MAIN ST, WATERBURY, CT 06705-2841
Document Number	0009270-93
Book / Page	9270 / 93
Instrument Date	Apr 30, 2026
Instrument	202613110
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2916 E MAIN ST, WATERBURY, CT 06705-2841
Investor	Possibly a Property Investor

Mortgage

Date	May 13, 2026

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Nov 18, 2025
Property Address	2916 E MAIN ST, WATERBURY, CT 06705-2841
Document Number	009163-299
Book / Page	9163 / 299
Instrument Date	Nov 17, 2025
Instrument	202519145
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2916 E MAIN ST, WATERBURY, CT 06705-2841

Mortgage

Document Number	0202519146
Date	Nov 18, 2025
Instrument	2025-19146

Lender

Name	A & D MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 2916 E Main St was $5,913.

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,913.00	$136,430 (+7.38%) Land $24,360 Building $112,070	$302,021 (+239.6%)
2025		$127,050 Land $24,360 Building $102,690	$88,935 Land $17,052 Building $71,883
2024	$5,715.00 (-16.99%)
2023	$6,885.00	$127,050 Land $24,360 Building $102,690

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2916 E Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2916 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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