2916 45th St SW, Lehigh Acres, FL 33976 Property Records

Lee County property record for 2916 45th St SW, Lehigh Acres, FL 33976

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,572 sqft · built 2007
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (May 2023)
Tax Bill	$4,195 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Nov 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-45-26-04-00032.0190`

Property Details

APN / Parcel Number

Primary APN	`12-45-26-04-00032.0190`
Alternative APNs	`12-45-26-L4-04032.0190` `261245L4040320190` `10348700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,572 sqft Living Area
Gross Area	3,064 sqft
1st Floor Area	1,992 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	648 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10348700
Street Address	2916 45TH ST SW
City	LEHIGH ACRES
State	FL
Zip	33976-4709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LEHIGH ACRES UNIT 4 BLK 32 PB 15 PG 98 LOT 19
Legal Range	26E
Legal Township	45S
Legal Section	12
Legal Subdivision	LEHIGH ACRES
Legal Tract	04
Legal Block	32
Legal Lot Number	19
Legal Unit	4
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	1
Census Block	1041
Census Tract	40303

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2916 45TH ST SW, LEHIGH ACRES, FL 33976-4709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 21, 2016	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2023 · Amount on Record
Deed Sale	May 16, 2023 · Amount on Record
Prior Sale	Apr 23, 2007 · Amount on Record
Deed Document Number	2023175120
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	May 16, 2023
Property Address	2916 45TH ST SW, LEHIGH ACRES, FL 33976-4709
Document Number	0000175120
Map Reference	MB 15 PG 98
Instrument Date	May 10, 2023
Instrument	2023000175120
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	SANDBAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2916 45TH ST SW, LEHIGH ACRES, FL 33976-4709

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2916 45TH ST SW, LEHIGH ACRES, FL 33976-4709

Mortgage

Document Number	0000175121
Date	May 16, 2023
Instrument	2023000175121

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	2916 45TH ST SW, LEHIGH ACRES, FL 33976-4709
Document Number	0000012247
Instrument Date	Nov 21, 2016
Transaction Type	Mortgage
Record Updated	Feb 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2916 45TH ST SW LEHIGH ACRES FL 339764709, LEHIGH ACRES, FL 33976-4709

Mortgage

Document Number	0000012247
Date	Jan 18, 2017
Instrument	12247

Lender

Name	HOUSING FIN AGCY
Address	TALLAHASSEE, FL 32301-1329

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 17, 2027

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,779 (-3.86%) Land $24,223 Building $279,556	$303,779 (-3.86%) Land $24,223 Building $279,556
2025	$4,195.00 (+187.92%) Homeowner's exemption	$315,987 (+242.38%) Land $21,803 Building $294,184	$315,987 (-4.11%) Land $21,803 Building $294,184
2023	$1,457.00 (+8.57%) Homeowner's exemption	$92,291 (+3%)	$329,519 (+23.7%) Land $15,191 Building $314,328
2022	$1,342.00 Homeowner's exemption	$89,603	$266,376 Land $10,128 Building $256,248

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink.

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