2915 Todd St, Oceanside, CA 92054 Property Records

San Diego County property record for 2915 Todd St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,094 sqft · built 1979
Lot Size	0.144 acres (6,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,260,000 (Jun 2024)
Tax Bill	$14,331 (2025)
Deeds & Mortgages	Dec 2023 Re-recorded Document Dec 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`146-281-35-00`

Property Details

APN / Parcel Number

Primary APN	`146-281-35-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,094 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	6,280 sqft (0.144 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2915 TODD ST
City	OCEANSIDE
State	CA
Zip	92054-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 63 TR 007985
Legal Subdivision	MESA PINES
Legal Tract	007985
Legal Block	1
Legal Lot Number	63
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1005
Census Tract	18510

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6854 WESTLAKE AVE, DALLAS, TX 75214-3445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Re-recorded Document CORINTHIAN TITLE COMPANY
Dec 8, 2023	Grant Deed, Construction Loan · Construction Mortgage ARI HOLDIGNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2024 · Amount on Record
Deed Sale	Jun 6, 2024 · Amount on Record
Prior Sale	Dec 8, 2023 · Amount on Record
Deed Document Number	2024142906
Prior Transfer Date	Nov 10, 2006
Prior Transfer Doc	0000038209
Record Updated	Oct 29, 2026

December 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 8, 2023
Property Address	2915 TODD ST, OCEANSIDE, CA 92054-3719
Document Number	0000338402
Map Reference	MAP 7985
Instrument Date	Nov 1, 2023
Instrument	2023-0338402
Record Updated	Dec 19, 2023
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	6538 BASALTO ST, CARLSBAD, CA 92009-5346

December 2023: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 8, 2023
Property Address	2915 TODD ST, OCEANSIDE, CA 92054-3719
Document Number	0000338403
Map Reference	MAP 7985
Instrument Date	Oct 30, 2023
Instrument	2023-0338403
Transaction Type	Construction Loan
Record Updated	Dec 19, 2023
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6861 SHEARWATERS DR, CARLSBAD, CA 92011-3704

Mortgage

Document Number	0000338404
Date	Dec 8, 2023
Instrument	2023-0338404

Lender

Name	ARI HOLDIGNS LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2025

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,310,591 (+2%) Land $936,360 Building $374,231
2025	$14,331.00 (+225.33%) Homeowner's exemption	$1,284,894 (+226.08%) Land $918,000 Building $366,894
2023	$4,405.00 (+1.54%)	$394,045 Land $204,412 Building $189,633
2022	$4,338.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	8 (1978–2017)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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