2915 Thunder Rd, Middleburg, FL 32068 Property Records

Clay County property record for 2915 Thunder Rd, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,290 sqft · built 1982
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$1,607 (2025)
Deeds & Mortgages	Oct 2022 Transfer Dec 2020 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`25-05-24-006593-007-00`

Property Details

APN / Parcel Number

Primary APN	`25-05-24-006593-007-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,290 sqft Living Area
1st Floor Area	1,290 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	87,120 sqft (2 acres)
Garage Area	1,040 sqft

Exterior Amenities

Pool Area	902 sqft
Porch	Finished/Open Porch
Porch Area	144 sqft
Patio Area	480 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2915 THUNDER RD
City	MIDDLEBURG
State	FL
Zip	32068-7172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SE1/4 AS REC OR 4353 PG S 245-249, 4659 PG 1210
Legal Range	24E
Legal Township	05S
Legal Section	25
Jurisdiction	CLAY FL
Township / Civil Division	PENNEY FARMS
Census Block Group	1
Census Block	1002
Census Tract	31201

Owner

Source: Clay County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2915 THUNDER RD, MIDDLEBURG, FL 32068-7172
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Sep 14, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Sep 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 14, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 19, 2022
Transfer Doc	0046591210
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Oct 20, 2022
Property Address	2915 THUNDER RD, MIDDLEBURG, FL 32068-7172
Document Number	0046591210
Book / Page	4659 / 1210
Instrument Date	Oct 19, 2022
Instrument	2022062609
Transaction Type	Transfer
Record Updated	Nov 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2915 THUNDER RD, 2915, MIDDLEBURG, FL 32068-7172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2915 THUNDER RD, MIDDLEBURG, FL 32068-7172

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2915 THUNDER RD, MIDDLEBURG, FL 32068-7172
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043930524
Date	Dec 22, 2020
Book Page	4393/524
Instrument	2020067598

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Sep 14, 2020
Property Address	2915 THUNDER RD, MIDDLEBURG, FL 32068-7172
Document Number	0043530247
Book / Page	004353 / 000247
Instrument Date	Aug 31, 2020
Instrument	47252
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2915 THUNDER RD MIDDLEBURG FL 320687172, MIDDLEBURG, FL 32068-7172

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Sep 14, 2020
Property Address	2915 THUNDER RD, MIDDLEBURG, FL 32068-7172
Document Number	0043530249
Book / Page	004353 / 000249
Instrument Date	Aug 28, 2020
Instrument	47253
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2915 THUNDER RD MIDDLEBURG FL 320687172, MIDDLEBURG, FL 32068-7172

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Sep 14, 2020
Property Address	2915 THUNDER RD, MIDDLEBURG, FL 32068-7172
Document Number	0043530245
Book / Page	004353 / 000245
Instrument Date	Aug 28, 2020
Instrument	47251
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2915 THUNDER RD MIDDLEBURG FL 320687172, MIDDLEBURG, FL 32068-7172

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,607.00 (+5.17%) Homeowner's exemption	$145,552 (+5.99%)	$244,432 (+0.12%) Land $90,000 Building $154,432
2024	$1,528.00 (-15.58%)
2023	$1,810.00 (+10.5%) Homeowner's exemption	$137,331 (+3%)	$244,140 (+30.22%) Land $90,000 Building $154,140
2022	$1,638.00 Homeowner's exemption	$133,332	$187,482 Land $60,000 Building $127,482

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	31 (1992–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 19 claims Tropical Storm Debby, Jun 2012 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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