Richland County property record for 2915 Stiving Rd, Shelby, OH 44875
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.071 acres (3,093 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $33,100 (Aug 2025) |
| Tax Bill | $4 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2025 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-32-309-09-001 |
| Primary APN | 016-32-309-09-001 |
|---|
| Lot Area | 3,093 sqft (0.071 acres) |
|---|---|
| Terrain | Rolling |
| Street Address | 2915 STIVING RD |
|---|---|
| City | SHELBY |
| State | OH |
| Zip | 44875-9178 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | NW 0.071 AC |
| Jurisdiction | RICHLAND OH |
| Township / Civil Division | JACKSON |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 2700 |
Source: Richland County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 484 S GAMBLE ST, SHELBY, OH 44875-1731 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MECHANICS BANK |
| Oct 14, 2025 | Deed of Trust, Mortgage · Construction Mortgage MECHANICS BANK |
| Aug 29, 2025 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2025 · Amount on Record |
| Deed Sale | Aug 29, 2025 · Amount on Record |
| Deed Document Number | 20259218 |
| Deed Book / Page | 3031 / 5022 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Recording Date | Jul 16, 2026 |
| Property Address | 2915 STIVING RD, SHELBY, OH 44875-9178 |
| Document Number | 0000008294 |
| Book / Page | 3045 / 2244 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 20268294 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 2915 STIVING RD, SHELBY, OH 44875-9178 |
| Document Number | 0000008294, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 3045/2244 |
| Instrument | 20268294 |
| Name | MECHANICS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Jul 15, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 2915 STIVING RD, SHELBY, OH 44875 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 484 S GAMBLE ST, SHELBY, OH 44875-1731 |
| Document Number | 03033/3841 |
|---|---|
| Date | Oct 14, 2025 |
| Book Page | 3033/3841 |
| Instrument | 202500011104 |
| Name | MECHANICS BANK |
|---|---|
| Type | Bank |
| Address | MANSFIELD, OH 44902 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 369 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.19% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | 3 Years |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 7.19% |
| Index | 3-Year TN |
| Max Rate | 11.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND OH |
| Recording Date | Aug 29, 2025 |
| Property Address | 2915 STIVING RD, SHELBY, OH 44875 |
| Document Number | 03031/5022 |
| Book / Page | 3031 / 5022 |
| Instrument Date | Aug 28, 2025 |
| Instrument | 202500009218 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 484 S GAMBLE ST, SHELBY, OH 44875-1731 |
Source: Richland County assessment roll, as of April 3, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Richland County |
| County Subdivision | Jackson Township |
| Unified School District | Shelby City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 | $100 Land $100 | |
| 2023 | $290 Land $290 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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