Schoharie County and Cobleskill Town property record for 2915 State Rte 7, Howes Cave, NY 12092
| Property Type | Office Building |
|---|---|
| Details | 400 sqft · built 2000 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,321 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 432689 58.-3-14 |
| Primary APN | 432689 58.-3-14 |
|---|---|
| Alternative APNs |
|
| Building Area | 400 sqft Gross Area |
|---|
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 108,900 sqft (2.5 acres) |
| Lot Width | 160 ft Width |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 435J100049 |
|---|---|
| Street Address | 2915 STATE ROUTE 7 |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | RZ |
| Legal Description | HSE BLOCK BLDG |
| Legal Block | 3 |
| Legal Lot Number | 14.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 740200 |
2915 State Rte 7, a commercial property, is owned by an individual who acquired it in February 2016.
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 27, HOWES CAVE, NY 12092-0027 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 23, 2016 |
| Transfer Doc | 0000001017/000000009 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 2915 State Rte 7 was $1,321, up 6.1% from the year before.
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,321.00 (+6.1%) | ||
| 2025 | $1,245.00 | $27,400 Land $17,400 Building $10,000 | $55,918 Land $35,510 Building $20,408 |
| 2023 | $27,400 Land $17,400 Building $10,000 | $48,070 Land $30,526 Building $17,544 | |
| 2020 | $1,211.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2915 State Rte 7 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1996–2011) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2915 State Rte 7 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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