2915 S 13th St, Temple, TX 76502 Property Records

Bell County property record for 2915 S 13th St, Temple, TX 76502

Property Summary

Property Type	Commercial
Details	3 ba · 5,500 sqft · built 1976
Lot Size	0.517 acres (22,500 sqft)
Owner	Company Name on Record
Tax Bill	$10,186 (2025)
Deeds & Mortgages	Sep 2017 Loan Modification Aug 2017 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0032690410`

Property Details

APN / Parcel Number

Primary APN	`0032690410`
Alternative APNs	`545621` `25912`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	5,500 sqft Gross Area
Flooring	Wood
Interior Walls	Unfinished

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2017
Exterior Material	Metal
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,500 sqft (0.517 acres)
Lot Dimensions	150 ft deep x 150 ft wide
View / Lot	Commercial
Porch	Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Space Heater
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2915 S 13TH ST
City	TEMPLE
State	TX
Zip	76502-1928
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C
Legal Description	COMMERCE PARK 1ST EXT, BLOCK 004, LOT PT 1, (1, LESS S 10),
Legal Subdivision	COMMERCE PARK 1ST EXT
Legal Block	4
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3002
Census Tract	21304

Owner

Source: Bell County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 826, TEMPLE, TX 76503-0826
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2017	Loan Modification, Mortgage · Line of Credit FIRST ST BK/CTRL TX
Aug 19, 2017	Loan Modification, Mortgage FIRST ST BK/CTRL TX
Jun 20, 2017	Loan Modification, Mortgage · Line of Credit FIRST ST BK/CTRL TX
Mar 20, 2017	Deed of Trust, Mortgage · Line of Credit FIRST ST BK/CTRL TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2016
Deed Sale	Nov 4, 2016
Deed Document Number	201644687
Record Updated	Sep 20, 2026

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	2915 S 13TH ST, TEMPLE, TX 76502-1928
Document Number	0000039403
Instrument Date	Sep 18, 2017
Transaction Type	Mortgage
Record Updated	Oct 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 826 TEMPLE TX 765030826, TEMPLE, TX 76503-0826

Mortgage

Document Number	0000039403
Date	Sep 20, 2017
Instrument	39403

Lender

Name	FIRST ST BK/CTRL TX
Type	Bank
Address	TEMPLE, TX 76503-6136

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 19, 2022

Interest

Rate Type	Adjustable Rate

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	2915 S 13TH ST, TEMPLE, TX 76502-1928
Document Number	0000035294
Instrument Date	Aug 19, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 826 TEMPLE TX 765030826, TEMPLE, TX 76503-0826

Mortgage

Document Number	0000035294
Date	Aug 23, 2017
Instrument	35294

Lender

Name	FIRST ST BK/CTRL TX
Type	Bank
Address	TEMPLE, TX 76503-6136

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 22, 2018

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	2915 S 13TH ST, TEMPLE, TX 76502-1928
Document Number	0000025852
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 826 TEMPLE TX 765030826, TEMPLE, TX 76503-0826

Mortgage

Document Number	0000025852
Date	Jun 22, 2017
Instrument	25852

Lender

Name	FIRST ST BK/CTRL TX
Type	Bank
Address	TEMPLE, TX 76503-6136

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 21, 2018

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2915 S 13TH ST, TEMPLE, TX 76502-1928
Document Number	0000011386
Instrument Date	Mar 20, 2017
Transaction Type	Mortgage
Record Updated	Apr 5, 2017
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 826 TEMPLE TX 765030826, TEMPLE, TX 76503-0826

Mortgage

Document Number	0000011386
Date	Mar 23, 2017
Instrument	11386

Lender

Name	FIRST ST BK/CTRL TX
Type	Bank
Address	TEMPLE, TX 76503-6136

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,186.00 (+13.92%)	$420,000 (-9.29%) Land $22,500 Building $397,500	$420,000 (-9.29%) Land $22,500 Building $397,500
2023	$8,941.00 (+74.7%)	$463,002 Land $22,500 Building $440,502	$463,002 Land $22,500 Building $440,502
2022	$5,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP, SOS Communications.

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