2915 Heath Davis Rd, Monroe, NC 28110 Property Records

Union County property record for 2915 Heath Davis Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,048 sqft · built 1969
Lot Size	3.3 acres (144,053 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (May 2014)
Tax Bill	$3,014 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2018 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-253-079A`

Property Details

APN / Parcel Number

Primary APN	`09-253-079A`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,048 sqft Living Area
1st Floor Area	3,012 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	144,053 sqft (3.3 acres)
Garage Type	Attached
Garage Area	1,440 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2915 HEATH DAVIS RD
City	MONROE
State	NC
Zip	28110-0022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	P/TRACT #1 CREEKWOOD FARMS OPCI734
Legal Subdivision	CREEKWOOD FARMS SUBDIVISION
Legal Tract	1
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1063
Census Tract	20205

Owner

2915 Heath Davis Rd is owned and occupied by two individuals who bought it in May 2014.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2915 HEATH DAVIS RD, MONROE, NC 28110-0022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 19, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED STATES OF AMERICA
Feb 9, 2018	Loan Modification, Mortgage · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2014 · Amount on File
Deed Sale	May 22, 2014 · Amount on File
Prior Sale	Jun 30, 2006 · Amount on File
Deed Document Number	201412471
Deed Book / Page	6229 / 706
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2915 HEATH DAVIS RD, MONROE, NC 28110-0022
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008780560
Date	Sep 14, 2023
Book Page	8780/560
Instrument	22368

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2915 HEATH DAVIS RD, MONROE, NC 28110-0022
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007120485
Date	Mar 19, 2018
Book Page	7120/485
Instrument	0006926

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NC
Property Address	2915 HEATH DAVIS RD, MONROE, NC 28110-0022
Document Number	7120476
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 6, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2915 POPLIN RD MONROE NC 281106928, MONROE, NC 28110-6928

Mortgage

Document Number	7120476
Date	Mar 19, 2018
Book Page	007120/000476
Instrument	6925

Lender

Name	STEARNS LNDG
Address	FLINT, MI 48501-2026

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2915 Heath Davis Rd was $3,014.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$623,100 (-) Land $148,400 Building $474,700	$623,100 (-) Land $148,400 Building $474,700
2025	$3,014.00	$623,100 Land $148,400 Building $474,700	$623,100 Land $148,400 Building $474,700
2023	$2,650.00	$414,000 Land $67,800 Building $346,200	$414,000 Land $67,800 Building $346,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2915 Heath Davis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2915 Heath Davis Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Ripple Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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