El Dorado County property record for 2915 Elder Ct, Camino, CA 95709
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,562 sqft · built 1991 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,000 (Sep 2020) |
| Tax Bill | $4,563 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 048-502-008-000 |
| Primary APN | 048-502-008-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,562 sqft Living Area |
| 1st Floor Area | 1,562 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Wood |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,562 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2915 ELDER CT |
|---|---|
| City | CAMINO |
| State | CA |
| Zip | 95709-9514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 68 CAMINO HTS #1 |
| Legal Subdivision | CAMINO HTS #1 |
| Legal Lot Number | 68 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 31301 |
2915 Elder Ct is owned and occupied by two individuals who bought it in September 2020.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2915 ELDER CT, CAMINO, CA 95709-9514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 29, 2020 | Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE |
| Jun 9, 2020 | Affidavit of Death, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2020 · Amount on File |
| Deed Sale | Sep 29, 2020 · Amount on File |
| Prior Sale | Feb 6, 1998 · Amount on File |
| Deed Document Number | 202053984 |
| Prior Transfer Date | Jul 3, 2003 |
| Prior Transfer Doc | 0000067735 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2915 ELDER CT, CAMINO, CA 95709-9514 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2915 ELDER CT, CAMINO, CA 95709-9514 |
| Document Number | 0000069697 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 2021-0069697 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Sep 29, 2020 |
| Property Address | 2915 ELDER CT, CAMINO, CA 95709-9514 |
| Document Number | 0000053984 |
| Map Reference | MB D PG 28 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 2020-0053984 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2915 ELDER CT, CAMINO, CA 95709-9514 |
| Document Number | 0000053985 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 2020-0053985 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jun 9, 2020 |
| Property Address | 2915 ELDER CT, CAMINO, CA 95709-9514 |
| Document Number | 0000026715 |
| Instrument Date | May 30, 2020 |
| Instrument | 26715 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 656 MAIN ST PLACERVILLE CA 956675704, PLACERVILLE, CA 95667-5704 |
The 2025 property tax bill for 2915 Elder Ct was $4,563 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Elementary School District | Camino Union Elementary School District (KG - 08) |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $441,629 (+2%) Land $110,406 Building $331,223 | |
| 2025 | $4,563.00 Homeowner's exemption | $432,971 Land $108,242 Building $324,729 |
| 2023 | $4,377.00 (+1.11%) Homeowner's exemption | $416,160 Land $104,040 Building $312,120 |
| 2022 | $4,329.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2915 Elder Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2915 Elder Ct is very high, ranking above 91% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 74% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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