2915 Baigo Ct, Sumter, SC 29153 Property Records

Sumter County property record for 2915 Baigo Ct, Sumter, SC 29153

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,741 sqft · built 2004
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$245,645 (May 2023)
Tax Bill	$1,468 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`200-16-03-007`

Property Details

APN / Parcel Number

Primary APN	`200-16-03-007`
Alternative APN	`22967`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,741 sqft Living Area
Gross Area	2,430 sqft
1st Floor Area	1,741 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Attached
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered/Finished Porch
Shed	1 Shed
Utility Building	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	22967
Street Address	2915 BAIGO CT
City	SUMTER
State	SC
Zip	29153-9524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT# 26 PB03-76 0.48 AC
Legal Subdivision	GINGKO HILLS SUB PH I
Legal Lot Number	26
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER NORTH
Census Block Group	4
Census Block	4025
Census Tract	401

Owner

2915 Baigo Ct is owned and occupied by an individual who bought it in May 2023.

Source: Sumter County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2915 BAIGO CT, SUMTER, SC 29153-9524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 18, 2023	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 4, 2021	Deed, Transfer · VA Mortgage GATEWAY FIRST BANK
Dec 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 3, 2018	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2023 · Amount on File
Deed Sale	May 18, 2023 · Amount on File
Prior Sale	Jun 4, 2021 · Amount on File
Deed Book / Page	1314 / 3868
Prior Transfer Date	Dec 20, 2019
Prior Transfer Doc	0012632727
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	2915 BAIGO CT, SUMTER, SC 29153-9524
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2915 BAIGO CT, SUMTER, SC 29153-9524

Mortgage

Document Number	0013490842
Date	Jan 9, 2026
Book Page	1349/842

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year CMT

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	May 18, 2023
Property Address	2915 BAIGO CT, SUMTER, SC 29153-9524
Document Number	0013143868
Book / Page	1314 / 3868
Map Reference	MB PB2003 PG 76
Instrument Date	May 16, 2023
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$639.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2915 BAIGO CT, SUMTER, SC 29153-9524

Mortgage

Document Number	0013143872
Date	May 18, 2023
Instrument	1314/3872

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Jun 4, 2021
Property Address	2915 BAIGO CT, SUMTER, SC 29153-9524
Document Number	0012862028
Book / Page	1286 / 2028
Instrument Date	Jun 2, 2021
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$728.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2915 BAIGO CT, SUMTER, SC 29153-9524

Mortgage

Document Number	0012862032
Date	Jun 4, 2021
Instrument	1286/2032

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER SC
Recording Date	Dec 23, 2019
Property Address	2915 BAIGO CT, SUMTER, SC 29153-9524
Document Number	0012632727
Book / Page	001263 / 002727
Instrument Date	Dec 20, 2019
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2865 AMIDALE LN SUMTER SC 29150, SUMTER, SC 29150

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	Dec 3, 2018
Property Address	2915 BAIGO CT, SUMTER, SC 29153-9524
Document Number	0012503770
Book / Page	001250 / 003770
Instrument Date	Nov 30, 2018
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2915 BAIGO CT SUMTER SC 291539524, SUMTER, SC 29153-9524

Mortgage

Document Number	12503774
Date	Dec 3, 2018
Book Page	001250/003774

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2915 Baigo Ct was $1,468.

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,468.00	$9,300 Land $960 Building $8,340	$232,312 Land $24,000 Building $208,312
2023	$1,137.00 (+0.09%)	$7,140 (-) Land $960 Building $6,180	$178,443 (-) Land $24,000 Building $154,443
2022	$1,136.00	$7,140 Land $960 Building $6,180	$178,443 Land $24,000 Building $154,443

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2915 Baigo Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2915 Baigo Ct is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DALZELL WATER DISTRICT serves 3,912 people · EPA ID SC4320001
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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