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29147 Cactus Ln, Big Pine Key, FL 33043 Property Records

Monroe County property record for 29147 Cactus Ln, Big Pine Key, FL 33043 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,663 sqft · built 1985
Lot Size0.175 acres (7,630 sqft)
Owner2 Individual Names on File
Last Sale$1,000,000 (Jul 2024)
Tax Bill$5,203 (2024)
Deeds & MortgagesFeb 2026 Transfer
Jul 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN00270170-000000

Property Details

APN / Parcel Number

Primary APN00270170-000000
Alternative APN
  • 1341801

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,663 sqft Living Area
Gross Area2,095 sqft
1st Floor Area1,663 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area7,630 sqft (0.175 acres)
Lot Dimensions109 ft deep x 70 ft wide
View / LotCanal
Garage TypeAttached
Garage Area432 sqft

Exterior Amenities

PorchFlorida Room
Porch Area780 sqft
Deck Area400 sqft
Patio Area865 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1341801
Street Address29147 CACTUS LN
CityBIG PINE KEY
StateFL
Zip33043-6043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 10 LT 2 EDEN PINES COLONY 1ST ADD PB5-26 BIG PINE KEY OR479-61 OR768-231 OR799-2075 OR936-30 OR1056-949 OR1090-2476 OR1667-1133 OR1704-1829 OR3115-2069 OR3285-0899
Legal Range29E
Legal Township66S
Legal Section22
Legal SubdivisionEDEN PINES COLONY 1ST ADD
Legal Block10
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1022
Census Tract971402

Owner

Source: Monroe County records · APN 00270170-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14362 SW 40TH TER, MIAMI, FL 33175-7823
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 29, 2021Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
Dec 31, 2019Deed of Trust, Mortgage · Conventional Mortgage
EXECUTIVE NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 22, 2024 · Amount on Record
Deed SaleJul 22, 2024 · Amount on Record
Prior SaleJul 29, 2021 · Amount on Record
Deed Document Number20242468951
Deed Book / Page3285 / 899
Last Transfer DateFeb 02, 2026
Transfer Doc0033662302
Record UpdatedJun 08, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateFeb 18, 2026
Property Address29147 CACTUS LN, BIG PINE KEY, FL 33043-6043
Document Number0033662302
Book / Page3366 / 2302
Map ReferenceMB 5 PG 26
Instrument DateFeb 02, 2026
Instrument2532551
Transaction TypeTransfer
Record UpdatedMar 04, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address14362 SW 40TH TER, MIAMI, FL 33175-7823

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address14362 SW 40TH TER, MIAMI, FL 33175-7823

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJul 29, 2021
Property Address29147 CACTUS LN, BIG PINE KEY, FL 33043-6043
Document Number0031152069
Book / Page3115 / 2069
Map ReferenceMB 5 PG 26
Instrument DateJul 23, 2021
Instrument2332428
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,215.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address29512 CONSTITUTION AVE, 29512, SUMMERLAND KEY, FL 33043-3236

Transferred To (Grantee/Buyer)

NameVerified Name
Address27147 CACTUS LANE, SUMMERLAND KEY, FL 33043

Mortgage

Document Number31152071
DateJul 29, 2021
Instrument3115/2071
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 01, 2041

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address29147 CACTUS LN, BIG PINE KEY, FL 33043-6043
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030012112
DateDec 31, 2019
Book Page3001/2112
Instrument2250349
Lender
NameEXECUTIVE NATIONAL BANK
TypeBank
AddressMIAMI, FL 33176
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050
Interest
Rate TypeAdjustable Rate
Rate4.62%
Type Change DateJan 01, 2027
Change FrequencyAnnually
Min Rate At Change3.12%
Max Rate At Change9.62%
Index1-Year LIBOR
Max Rate9.62%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$877,988 (+52.29%) Land $595,789 Building $282,199$877,988 (+6.81%) Land $595,789 Building $282,199
2024$5,203.00 (-1.72%)
2023$5,294.00 (+2.7%) Homeowner's exemption$576,524 (+3%)$821,984 (+22.63%) Land $551,382 Building $270,602
2022$5,155.00 Homeowner's exemption$559,733$670,277 Land $399,659 Building $270,618

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879714021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 522 individual NFIP policies nearby
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies522 in force
Nearby Flood Claims852 (1979–2017)
Most Recent ClaimOct 2017, other causes, Hurricane Irma
Claims By Storm
  • Hurricane Irma, Sep 2017 · 308 claims
  • Hurricane Wilma, Nov 2005 · 306 claims
  • Hurricane Georges, Oct 1998 · 211 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 113 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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