Winnebago County property record for 2914 Ware Rd, Rockford, IL 61114
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,372 sqft · built 1970 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Mar 2026) |
| Tax Bill | $7,550 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Mar 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 154D078 |
| Primary APN | 154D078 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,372 sqft Living Area |
| Gross Area | 4,402 sqft |
| 1st Floor Area | 1,796 sqft |
| Basement Area | 1,796 sqft |
| Finished Basement | 433 sqft |
| Unfinished Basement | 1,363 sqft |
| Game Room | Game Room |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 142 ft deep x 160 ft wide |
| Terrain | High |
| View / Lot | Corner |
| Garage Type | Attached |
| Garage Area | 667 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | 222 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2914 WARE RD |
|---|---|
| City | ROCKFORD |
| State | IL |
| Zip | 61114-6592 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | JOHN KNOX ASSN SUB 4 OF DAVID HUNTERFARM BNG PT W 1/2 SE1/4 SEC 10-44-2 32-272 LOT 063 |
| Legal Range | 2 |
| Legal Township | 44 |
| Legal Section | 10 |
| Legal Subdivision | JOHN KNOX ASSN SUB 4 OF DAVID HUNTERFARM |
| Legal Lot Number | 063 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKFORD |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 510 |
2914 Ware Rd is owned and occupied by an individual who bought it in March 2026.
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2914 WARE RD, ROCKFORD, IL 61114-6592 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Aug 14, 2023 | Deed of Trust, Mortgage HUD |
| Mar 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA |
| Sep 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY |
| Sep 1, 2021 | Warranty Deed, Transfer · FHA Mortgage MIDWEST COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2026 · Amount on File |
| Deed Sale | Mar 13, 2026 · Amount on File |
| Prior Sale | Sep 1, 2021 · Amount on File |
| Deed Document Number | 20266232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 2914 WARE RD, ROCKFORD, IL 61114-6592 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000018338 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 2318338 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|---|
| Term | 336 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Mar 13, 2026 |
| Property Address | 2914 WARE RD, ROCKFORD, IL 61114-6592 |
| Document Number | 0000006232 |
| Map Reference | PB 32 PG 272 |
| Instrument Date | Mar 5, 2026 |
| Instrument | 2606232 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | IL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2914 WARE RD, ROCKFORD, IL 61114-6592 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006233 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 2606233 |
| Name | FIRST MID ILLINOIS BK & TR NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.2% |
| Index | Other |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Sep 1, 2021 |
| Property Address | 2914 WARE RD, ROCKFORD, IL 61114-6592 |
| Document Number | 0000031052 |
| Map Reference | BK 32 PG 272 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2131052 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $153.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2914 WARE RD, ROCKFORD, IL 61114-6592 |
| Document Number | 0000031055 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 2131055 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Sep 1, 2021 |
| Property Address | 2914 WARE RD, ROCKFORD, IL 61114-6592 |
| Document Number | 0000031053 |
| Map Reference | BK 32 PG 22 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2131053 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $153.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2914 WARE RD, ROCKFORD, IL 61114-6592 |
| Document Number | 0000031054 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 2131054 |
| Name | MIDWEST COMMUNITY BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 3.5% |
|---|
| Document Number | 0000031055 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 2131055 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2914 Ware Rd was $7,550, up 4.7% from the year before.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Rockford Township |
| Municipality | Rockford City |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,550.00 (+4.66%) Homeowner's exemption | $91,520 (+11.43%) Land $13,167 Building $78,353 | $274,560 (+11.43%) Land $39,501 Building $235,059 |
| 2024 | $7,214.00 | $82,132 Land $11,816 Building $70,316 | $246,396 Land $35,448 Building $210,948 |
| 2022 | Homeowner's exemption | $64,731 Land $9,313 Building $55,418 | $194,193 Land $27,939 Building $166,254 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2914 Ware Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1979–1982) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Dec 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2914 Ware Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKFORD serves 147,051 people · EPA ID IL2010300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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