2914 Oak Point Dr, Garland, TX 75044 Property Records

Dallas County property record for 2914 Oak Point Dr, Garland, TX 75044

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,849 sqft · built 1992
Lot Size	0.241 acres (10,509 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jul 2015)
Tax Bill	$8,489 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-42177-009-045-0000`

Property Details

APN / Parcel Number

Primary APN	`26-42177-009-045-0000`
Alternative APN	`264217700904500`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,849 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,509 sqft (0.241 acres)
Lot Dimensions	126 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	602 sqft
Parking Spaces	2 Parking Spaces
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	264217700904500
Street Address	2914 OAK POINT DR
City	GARLAND
State	TX
Zip	75044-7814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z390
Legal Description	OAKRIDGE 11 BLK 9 LT 45 INT201500187007 DD07102015 CO-DC 4217700904500 1CG42177009
Legal Subdivision	OAKRIDGE 11
Legal Tract	42177
Legal Block	9
Legal Lot Number	45
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1015
Census Tract	19020

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2914 OAK POINT DR, GARLAND, TX 75044-7814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Jan 24, 2017	Deed of Trust, Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2015 · Amount on Record
Deed Sale	Jul 16, 2015 · Amount on Record
Prior Sale	Nov 30, 2000
Deed Document Number	2015187007
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	2914 OAK POINT DR, GARLAND, TX 75044-7814
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100124111
Date	Apr 28, 2021
Instrument	202100124111

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	2914 OAK POINT DR, GARLAND, TX 75044-7814
Document Number	0000028195
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	Feb 13, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2914 OAK POINT DR GARLAND TX 750447814, GARLAND, TX 75044-7814

Mortgage

Document Number	0000028195
Date	Jan 30, 2017
Instrument	28195

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 29, 2032

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Garland City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$697,000 (+4.03%) Land $126,000 Building $571,000	$697,000 (+4.03%) Land $126,000 Building $571,000
2025	$8,489.00 (-29.15%)	$670,000 (+7.19%) Land $126,000 Building $544,000	$670,000 (+7.19%) Land $126,000 Building $544,000
2024	$11,982.00 (+10.66%)
2023	$10,828.00 (-7.41%) Homeowner's exemption Senior Citizen's exemption	$625,080 Land $108,000 Building $517,080	$625,080 Land $108,000 Building $517,080
2022	$11,695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARLAND serves 248,822 people · EPA ID TX0570010
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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