2914 N River Ter, Independence, MO 64050 Property Records

Jackson County property record for 2914 N River Ter, Independence, MO 64050

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,680 sqft · built 1972
Lot Size	0.197 acres (8,564 sqft)
Owner	Individual Name on Record
Last Sale	$11,876 (Jul 2024)
Tax Bill	$1,752 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-440-04-05`

Property Details

APN / Parcel Number

Primary APN	`15-440-04-05`
Alternative APNs	`15-440-04-05-00-0-00-000` `15440040500000001` `730442`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,680 sqft
Flooring	Carpet

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Duplex Single
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,564 sqft (0.197 acres)
Lot Dimensions	134 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	730442
Street Address	2914 N RIVER TER
City	INDEPENDENCE
State	MO
Zip	64050-1109
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	RESURVEY E SOETAERT ADD LOT 2
Legal Subdivision	E SOETAERT ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1011
Census Tract	11100

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2916 N RIVER TER, INDEPENDENCE, MO 64050-1109
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Quit Claim Deed, Transfer GUARANTEED RATE
Oct 13, 2020	Quit Claim Deed, Transfer THOMSON AFFINITY TITLE
Nov 2, 2017	Warranty Deed, Transfer PEOPLES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2024 · Amount on Record
Deed Sale	Jul 17, 2024 · Amount on Record
Prior Sale	Oct 13, 2020 · Amount on Record
Deed Document Number	202446711
Prior Transfer Date	Oct 9, 2020
Prior Transfer Doc	00E0094674
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 13, 2020
Property Address	2914 N RIVER TER, SUGAR CREEK, MO 64050-1109
Document Number	0000E94677
Instrument Date	Oct 9, 2020
Instrument	94677E
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	THOMSON AFFINITY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 902031 KANSAS CITY MO 641902031, KANSAS CITY, MO 64190-2031

Mortgage

Document Number	E94765
Date	Oct 13, 2020
Instrument	94765E

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

Mortgage

Document Number	E94772,
Date	Oct 13, 2020
Instrument	94772E

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 13, 2020
Property Address	2914 N RIVER TER, SUGAR CREEK, MO 64050-1109
Document Number	0000E94880
Instrument Date	Oct 9, 2020
Instrument	94880E
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	THOMSON AFFINITY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 502031 OSHKOSH NE 69190, OSHKOSH, NE 69190

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 2, 2017
Property Address	2914 N RIVER TER, SUGAR CREEK, MO 64050-1109
Document Number	0000E99730
Instrument Date	Nov 1, 2017
Instrument	99730E
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5506 NW 92ND TER KANSAS CITY MO 641541892, KANSAS CITY, MO 64154-1892
Investor	Possibly a Property Investor

Mortgage

Document Number	E99731
Date	Nov 2, 2017
Instrument	99731E

Lender

Name	PEOPLES BK
Type	Bank
Address	OVERLAND PARK, KS 66213

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Sugar Creek City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,122 (-) Land $4,349 Building $19,773	$126,960 (-)
2025	$1,752.00 (-31.51%)	$24,122 (-31.73%) Land $4,349 Building $19,773	$126,960 (-31.73%)
2024	$2,558.00 (+2.94%)
2023	$2,485.00	$35,334 Land $3,488 Building $31,846	$185,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR CREEK PWS serves 3,500 people · EPA ID MO1010773
Water Source	Purchased groundwater from INDEPENDENCE PWS
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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