St. Clair County property record for 2914 Gratiot Ave, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 1,484 sqft · built 1945 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Jun 2018) |
| Tax Bill | $3,445 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-513-0005-000 |
| Primary APN | 74-06-513-0005-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,484 sqft Living Area |
| 1st Floor Area | 652 sqft |
| Basement Area | 652 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 8,756 sqft (0.201 acres) |
| Lot Dimensions | 117 ft deep x 75 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2914 GRATIOT AVE |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-8525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOTS 7, 9 & 11 BLK 1 SUBDIVISION OF OUTLOT NO 17 OF THE MCNEIL TRACT |
| Legal Subdivision | SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 7,9,11 |
| Legal Unit | 7,17 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 628000 |
2914 Gratiot Ave is owned and occupied by an individual who bought it in June 2018.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2914 GRATIOT AVE, PORT HURON, MI 48060-8525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Jul 5, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Jun 25, 2018 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2018 · Amount on File |
| Deed Sale | Jun 25, 2018 · Amount on File |
| Prior Sale | Sep 30, 2010 · Amount on File |
| Deed Document Number | 201814562 |
| Deed Book / Page | 4961 / 252 |
| Prior Transfer Date | Aug 17, 2010 |
| Prior Transfer Doc | 4070/737 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2914 GRATIOT AVE, PORT HURON, MI 48060-8525 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2914 GRATIOT AVE, PORT HURON, MI 48060-8525 |
| Document Number | 0005696507 |
|---|---|
| Date | Mar 11, 2024 |
| Book Page | 5696/507 |
| Instrument | 2024003985 |
| Name | LOANCARE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 3637 SENTARA WAY, VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 292 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2914 GRATIOT AVE, PORT HURON, MI 48060-8525 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2914 GRATIOT AVE, PORT HURON, MI 48060-8525 |
| Document Number | 0005539150 |
|---|---|
| Date | Jul 5, 2022 |
| Book Page | 5539/150 |
| Instrument | 2022016182 |
| Name | LOANCARE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 312 Months |
| Due | Jul 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 25, 2018 |
| Property Address | 2914 GRATIOT AVE, PORT HURON, MI 48060-8525 |
| Document Number | 0049610252 |
| Book / Page | 004961 / 000252 |
| Instrument Date | Jun 22, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | HURON TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,032.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3730 LAPEER RD PORT HURON MI 480607799, PORT HURON, MI 48060-7799 |
| Document Number | 49610253 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 004961/000253 |
| Name | MORTGAGE FIRST |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 24, 2048 |
| Document Number | 49610263, |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 004961/000263 |
| Name | MICHIGAN ST HSNG DEV AUTH |
|---|---|
| Address | LANSING, MI 48912 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 2914 Gratiot Ave was $3,445 with a homeowner's exemption, up 2.7% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $111,200 (+12.89%) | $222,400 | |
| 2025 | $3,445.00 (+2.65%) Homeowner's exemption | $98,500 | |
| 2024 | $3,356.00 | $197,000 | |
| 2023 | $79,900 | ||
| 2022 | $2,968.00 | $159,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2914 Gratiot Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2914 Gratiot Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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