2914 Flagler Ave, Key West, FL 33040 Property Records

Monroe County property record for 2914 Flagler Ave, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,071 sqft · built 1958
Lot Size	0.146 acres (6,360 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Apr 2019)
Tax Bill	$4,184 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2019 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`00069230-000000`

Property Details

APN / Parcel Number

Primary APN	`00069230-000000`
Alternative APNs	`01010100069230000000` `1073121`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,071 sqft Living Area
1st Floor Area	1,071 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	106 ft deep x 60 ft wide
Garage Type	Covered
Garage Area	228 sqft
Porch	Slab
Porch Area	24 sqft
Patio Area	329 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1073121
Street Address	2914 FLAGLER AVE
City	KEY WEST
State	FL
Zip	33040-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-2
Legal Description	BK 3 LT 14 AND NW 6FT OF LT 21 KW RIVIERA SHORES SUBDIVISION PB3-148 OR190-504/05 OR424-380/81 OR763-492 OR974-208 OR2616-2496/97 OR2818-342/43 OR2818-344/45 OR2887-1434/35 OR2960-1316 OR2960-1319
Legal Range	25E
Legal Township	68S
Legal Section	04
Legal Subdivision	RIVIERA SHORES SUB
Legal Block	3
Legal Lot Number	14,21
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2002
Census Tract	972000

Owner

2914 Flagler Ave is owned and occupied by two individuals who bought it in April 2019.

Source: Monroe County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2914 FLAGLER AVE, KEY WEST, FL 33040-4004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 24, 2019	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC MORTGAGE SERVICES INC
Jan 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2019 · Amount on File
Deed Sale	Apr 24, 2019 · Amount on File
Prior Sale	Sep 30, 2016 · Amount on File
Deed Document Number	20192216809
Deed Book / Page	2960 / 1319
Prior Transfer Date	Apr 22, 2019
Prior Transfer Doc	0029601316
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	2914 FLAGLER AVE, KEY WEST, FL 33040-4004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030532370
Date	Oct 30, 2020
Book Page	3053/2370
Instrument	2288929

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Oct 1, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Apr 24, 2019
Property Address	2914 FLAGLER AVE, KEY WEST, FL 33040-4004
Document Number	0029601316
Book / Page	002960 / 001316
Instrument Date	Apr 22, 2019
Instrument	2216808
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13805 SW 36TH ST MIAMI FL 331757204, MIAMI, FL 33175-7204

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 24, 2019
Property Address	2914 FLAGLER AVE, KEY WEST, FL 33040-4004
Document Number	0029601319
Book / Page	2960 / 1319
Map Reference	MB 3 PG 148
Instrument Date	Apr 22, 2019
Instrument	2216809
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13805 SW 36TH ST, 13805, MIAMI, FL 33175-7204

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2914 FLAGLER AVE, KEY WEST, FL 33040-4004

Mortgage

Document Number	0029601321
Date	Apr 24, 2019
Instrument	2960-1321

Lender

Name	ATLANTIC MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jan 17, 2018
Property Address	2914 FLAGLER AVE, KEY WEST, FL 33040-4004
Document Number	0028871434
Book / Page	002887 / 001434
Instrument Date	Jan 11, 2018
Instrument	2151403
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2914 FLAGLER AVE KEY WEST FL 330404004, KEY WEST, FL 33040-4004

Tax Assessment & Valuation

The 2025 property tax bill for 2914 Flagler Ave was $4,184 with a homeowner's exemption, up 4.8% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,184.00 (+4.78%) Homeowner's exemption	$481,633	$770,162 Land $495,902 Building $274,260
2024	$3,993.00 (+1.86%)
2023	$3,920.00 (+4.56%) Homeowner's exemption	$454,428 (+3%)	$684,393 (+23.67%) Land $436,805 Building $247,588
2022	$3,749.00 Homeowner's exemption	$441,193	$553,385 Land $303,194 Building $250,191

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2914 Flagler Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 247 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	415 units insured incl. 168 condo units
Nearby Flood Claims	496 (1980–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 33 claims Hurricane Wilma, Oct 2005 · 321 claims Hurricane Georges, Sep 1998 · 69 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2914 Flagler Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

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