San Diego County property record for 2914 Elm St, San Diego, CA 92102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,251 sqft · built 2024 |
| Lot Size | 0.73 acres (3,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $770,000 (Aug 2016) |
| Tax Bill | $12,435 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 539-226-07-00 |
| Primary APN | 539-226-07-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,251 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 3,197 sqft (0.73 acres) |
| Lot Dimensions | 54 ft deep x 55 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2914 ELM ST |
|---|---|
| City | SAN DIEGO |
| State | CA |
| Zip | 92102-1412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1-7 |
| Legal Description | BLK 44 LOTS 11 & 12 ST CLSD ADJ & E 54.79 FT TR 000264 |
| Legal Subdivision | SEAMAN & CHOATES ADD |
| Legal Tract | 000264 |
| Legal Block | 44 |
| Legal Lot Number | 11,12 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 4400 |
2914 Elm St is owned and occupied by two individuals who bought it in August 2016.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2914 ELM ST, SAN DIEGO, CA 92102-1412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2023 | Intrafamily Transfer, Transfer · Line of Credit KIND LENDING LLC |
| Dec 30, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2016 · Amount on File |
| Deed Sale | Aug 12, 2016 · Amount on File |
| Prior Sale | Jul 8, 1997 · Amount on File |
| Deed Document Number | 2016414133 |
| Prior Transfer Date | Aug 17, 1993 |
| Prior Transfer Doc | 0000547319 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 29, 2023 |
| Property Address | 2914 ELM ST, SAN DIEGO, CA 92102-1412 |
| Document Number | 0000264855 |
| Map Reference | MAP 264 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 2023-0264855 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2914 ELM ST, SAN DIEGO, CA 92102-1412 |
| Document Number | 0000264856 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 2023-0264856 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 30, 2020 |
| Property Address | 2914 ELM ST, SAN DIEGO, CA 92102-1412 |
| Document Number | 0000843842 |
| Map Reference | MAP 264 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 2020-0843842 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 9482 EAGLE HILLS WAY, GILROY, CA 95020-7702 |
| Document Number | 0000843843 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 2020-0843843 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
The 2025 property tax bill for 2914 Elm St was $12,435.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $968,140 (+2%) Land $752,168 Building $215,972 | |
| 2025 | $12,435.00 | $949,158 Land $737,420 Building $211,738 |
| 2023 | $10,714.00 (+2.73%) | $871,849 Land $670,467 Building $201,382 |
| 2022 | $10,429.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2914 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2914 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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