2913 Waycross Dr, Monroe, NC 28110 Property Records

Union County property record for 2913 Waycross Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	2 ba · 1,596 sqft · built 2002
Lot Size	0.347 acres (15,115 sqft)
Owner	Individual Name on Record
Last Sale	$152,500 (Mar 2003)
Tax Bill	$2,767 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-336-439`

Property Details

APN / Parcel Number

Primary APN	`09-336-439`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,596 sqft Living Area
Gross Area	1,996 sqft
1st Floor Area	1,416 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	15,115 sqft (0.347 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2913 WAYCROSS DR
City	MONROE
State	NC
Zip	28110-6106
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20SU MON
Legal Description	#141 HAMILTON PLACE PH2 OPCG650
Legal Subdivision	HAMILTON PLACE
Legal Lot Number	141
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2003
Census Tract	20401

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2913 WAYCROSS DR, MONROE, NC 28110-6106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 17, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2003 · Amount on Record
Deed Sale	Mar 4, 2003 · Amount on Record
Deed Document Number	20039839
Deed Book / Page	2083 / 756
Last Transfer Date	Apr 26, 2017
Transfer Doc	6933224
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2913 WAYCROSS DR, MONROE, NC 28110-6106
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2913 WAYCROSS DR, MONROE, NC 28110-6106

Mortgage

Document Number	0000924246
Date	Nov 12, 2025
Book Page	9242/46
Instrument	29769

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2913 WAYCROSS DR, MONROE, NC 28110-6106
Transaction Type	Mortgage
Record Updated	Mar 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2913 WAYCROSS DR, MONROE, NC 28110-6106

Mortgage

Document Number	0008857815
Date	Feb 23, 2024
Book Page	8857/815
Instrument	3916

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2913 WAYCROSS DR, MONROE, NC 28110-6106
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008326460
Date	Nov 29, 2021
Book Page	8326/460
Instrument	56132

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	May 17, 2017
Property Address	2913 WAYCROSS DR, MONROE, NC 28110-6106
Document Number	0006933224
Book / Page	6933 / 224
Map Reference	CAB G FILE 650&654
Instrument Date	Apr 26, 2017
Instrument	0013558
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2913 WAYCROSS DR, MONROE, NC 28110-6106

Mortgage

Document Number	0000013559
Date	May 17, 2017
Instrument	0013559

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,600 (-) Land $75,000 Building $241,600	$316,600 (-) Land $75,000 Building $241,600
2025	$2,767.00 (+6.02%)	$316,600 (+32.25%) Land $75,000 Building $241,600	$316,600 (+32.25%) Land $75,000 Building $241,600
2023	$2,610.00	$239,400 Land $47,400 Building $192,000	$239,400 Land $47,400 Building $192,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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