2913 S Bay St, Georgetown, SC 29440 Property Records

Georgetown County property record for 2913 S Bay St, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,438 sqft · built 2023
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$474,830 (Aug 2023)
Tax Bill	$8,911 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2020 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`050049A043.00.00`

Property Details

APN / Parcel Number

Primary APN	`050049A043.00.00`
Alternative APN	`68408`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,438 sqft Living Area
Gross Area	3,476 sqft
1st Floor Area	1,528 sqft
2nd Floor Area	910 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	482 sqft
Driveway	Driveway
Porch	Slab
Deck Area	120 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	68408
Street Address	2913 S BAY ST
City	GEORGETOWN
State	SC
Zip	29440-7932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 THE PLANTATION AT WINYAH BAY; SLD 647- 1-10
Legal Subdivision	THE PLANTATION
Legal Lot Number	43
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2003
Census Tract	920702

Owner

Source: Georgetown County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	532 JOBE HILL DR, VISTA, CA 92081-6439
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 24, 2020	Grant Deed, Transfer · Line of Credit ANDERSON BROTHERS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Deed Document Number	20238905
Deed Book / Page	4562 / 421
Prior Transfer Date	Mar 8, 2011
Prior Transfer Doc	1651/0213
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Aug 22, 2023
Property Address	2913 S BAY ST, GEORGETOWN, SC 29440-7932
Document Number	04562/0421
Book / Page	4562 / 421
Map Reference	SL 647 PG 1-10
Instrument Date	Aug 18, 2023
Instrument	202300008905
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,235.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 JOBE HILL DR, VISTA, CA 92081-6439

Mortgage

Document Number	04562/0425
Date	Aug 22, 2023
Book Page	4562/425
Instrument	202300008906

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Sep 24, 2020
Property Address	2913 S BAY ST, GEORGETOWN, SC 29440-7932
Document Number	3891/0315
Book / Page	003891 / 000315
Instrument Date	Sep 23, 2020
Instrument	10912
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,552.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9007 HIGHWAY 544 MYRTLE BEACH SC 295889224, MYRTLE BEACH, SC 29588-9224
Investor	Possibly a Property Investor

Mortgage

Document Number	3891/0323
Date	Sep 24, 2020
Book Page	003891/000323
Instrument	10913

Lender

Name	ANDERSON BROTHERS BK
Type	Bank
Address	MULLINS, SC 29574

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Sep 23, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Municipality	Georgetown City
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,911.00 (+334.9%)	$25,540 (+344.17%) Land $1,800 Building $23,740	$425,600 (+344.26%) Land $30,000 Building $395,600
2023	$2,049.00 (+596.94%)	$5,750 (+538.89%) Land $900 Building $4,850	$95,800 (+538.67%) Land $15,000 Building $80,800
2022	$294.00	$900 Land $900	$15,000 Land $15,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 126 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	9 (2000–2024)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 86% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 9,092 people · EPA ID SC2210001
Water Source	Surface water
Last State Inspection	May 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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