2913 S 33rd Ter, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 2913 S 33rd Ter, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,052 sqft · built 1972
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on File
Last Sale	$212,800 (Jun 2026)
Tax Bill	$1,189 (2025)
Deeds & Mortgages	Jan 2006 Mortgage Jun 2026 Sale & Mortgage + 1 more
APN	`06-5.0-22-004-000-044.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-22-004-000-044.000`

Interior

Building Area	1,052 sqft Base Area
1st Floor Area	1,052 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Location & Zoning

Street Address	2913 S 33RD TER
City	SAINT JOSEPH
State	MO
Zip	64503-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:MORNINGSIDE ADDITION LOT:28 BLK:LGL DESC:
Legal Subdivision	MORNINGSIDE ADDITION
Legal Lot Number	28
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1014
Census Tract	1800

Owner

2913 S 33rd Ter is owned and occupied by an individual who bought it in June 2026.

Source: Buchanan County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2913 S 33RD TER, SAINT JOSEPH, MO 64503-1315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2006	Deed of Trust, Mortgage COMMERCE BANK NA
Jun 1, 2026	Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE C
Jun 1, 2026	Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE FL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on File
Deed Sale	Jun 1, 2026 · Amount on File
Deed Document Number	20264286
Deed Book / Page	3819 / 54
Record Updated	Oct 29, 2026

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2913 S 33RD TER, SAINT JOSEPH, MO 64503-1315
Transaction Type	Mortgage
Record Updated	Jun 17, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02867/0075
Date	Jan 20, 2006
Book Page	2867/0075
Instrument	2006000806

Lender

Name	COMMERCE BANK NA
Type	Bank
Address	SAINT JOSEPH, MO 64506

Agreement

Amount	Amount on Record

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 1, 2026
Property Address	2913 S 33RD TER, SAINT JOSEPH, MO 64503-1315
Document Number	0000004286
Book / Page	3819 / 54
Instrument Date	May 29, 2026
Instrument	20264286
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004287,
Date	Jun 1, 2026
Instrument	20264287

Lender

Name	COMMUNITY MORTGAGE C

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 1, 2026
Property Address	2913 S 33RD TER, SAINT JOSEPH, MO 64503-1315
Document Number	0003819/54
Book / Page	3819 / 54
Instrument Date	May 29, 2026
Instrument	20264286
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004287,
Date	Jun 1, 2026
Instrument	20264287

Lender

Name	COMMUNITY MORTGAGE FL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2913 S 33rd Ter was $1,189.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,189.00	$17,310 Land $3,230 Building $14,080	$91,110 Land $17,000 Building $74,110
2024	$1,189.00 (+10.71%)
2023	$1,074.00 (-0.65%)	$16,320 (-) Land $3,230 Building $13,090	$85,900 Land $17,000 Building $68,900
2022	$1,081.00	$16,320 Land $3,230 Building $13,090
2021			$85,900 Land $17,000 Building $68,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2913 S 33rd Ter; there have been 5 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1984–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2913 S 33rd Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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