2913 Mossy Timber Trl, Valrico, FL 33596 Property Records

Hillsborough County property record for 2913 Mossy Timber Trl, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,941 sqft · built 2001
Lot Size	0.456 acres (19,846 sqft)
Owner	2 Individual Names on Record
Last Sale	$381,000 (Sep 2013)
Tax Bill	$6,084 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`087182-5998`

Property Details

APN / Parcel Number

Primary APN	`087182-5998`
Alternative APN	`U0430215LTE00000000020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,941 sqft Living Area
Gross Area	4,003 sqft
1st Floor Area	2,941 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2013
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,846 sqft (0.456 acres)
Lot Dimensions	172 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	376 sqft
Porch	Screened Porch
Porch Area	442 sqft
Deck Area	Deck Area
Patio Area	636 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0871825998
Street Address	2913 MOSSY TIMBER TRL
City	VALRICO
State	FL
Zip	33596-7949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	TWIN LAKES PARCELS D1 D3 AND E1 LOT 2 BLOCK E
Legal Range	21E
Legal Township	30S
Legal Section	04
Legal Subdivision	TWIN LAKES PARCELS D1 D3 AND E1
Legal Tract	5LT
Legal Block	E
Legal Lot Number	2
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	2
Census Block	2015
Census Tract	13207

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2913 MOSSY TIMBER TRL, VALRICO, FL 33596-7949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jul 6, 2020	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2013 · Amount on Record
Deed Sale	Sep 12, 2013 · Amount on Record
Prior Sale	Oct 24, 2008 · Amount on Record
Deed Document Number	2013348931
Deed Book / Page	22137 / 1933
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2913 MOSSY TIMBER TRL, VALRICO, FL 33596-7949
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2913 MOSSY TIMBER TRL, VALRICO, FL 33596-7949

Mortgage

Document Number	0000440611
Date	Sep 9, 2022
Instrument	2022440611

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jul 25, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2913 MOSSY TIMBER TRL, VALRICO, FL 33596-7949
Document Number	0000296170
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2913 MOSSY TIMBER TRL VALRICO FL 335967949, VALRICO, FL 33596-7949

Mortgage

Document Number	0000296170
Date	Jul 21, 2020
Instrument	296170

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,026 (+2.7%)	$537,691 (-1.85%) Land $167,366 Building $370,325
2025	$6,084.00 (+9.09%) Homeowner's exemption	$330,113 (+5.99%)	$547,798 (+4.08%) Land $167,366 Building $380,432
2023	$5,577.00 (+3.74%) Homeowner's exemption	$311,466 (+3%)	$526,328 (-3.55%) Land $142,261 Building $384,067
2022	$5,376.00 Homeowner's exemption	$302,394	$545,719 Land $142,261 Building $403,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	3 (2002–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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