2913 Hubbard St, Dearborn, MI 48124 Property Records

Wayne County property record for 2913 Hubbard St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1950
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$109,900 (Nov 2018)
Tax Bill	$3,559 (2025)
Deeds & Mortgages	May 2022 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-284-03-002`

Property Details

APN / Parcel Number

Primary APN	`82-09-284-03-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Finished Basement	832 sqft
Unfinished Basement	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	167 ft deep x 40 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2913 HUBBARD ST
City	DEARBORN
State	MI
Zip	48124-3405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 35 COX GROVE SUB
Legal Subdivision	COX GROVE
Legal Lot Number	35
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1005
Census Tract	575300

Owner

2913 Hubbard St is owned and occupied by an individual who bought it in November 2018.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	2913 HUBBARD ST, DEARBORN, MI 48124-3405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP
Nov 19, 2018	Warranty Deed, Transfer · Conventional Mortgage LIBERTY SAVINGS BANK FSB
Apr 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2018 · Amount on File
Deed Sale	Nov 19, 2018 · Amount on File
Deed Document Number	2018327018
Deed Book / Page	54731 / 24
Prior Transfer Date	Dec 21, 2017
Prior Transfer Doc	0543770048
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	2913 HUBBARD ST, DEARBORN, MI 48124-3405
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2913 HUBBARD ST, DEARBORN, MI 48124-3405

Mortgage

Document Number	0576130613
Date	May 5, 2022
Book Page	57613/613
Instrument	2022178977

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.79%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.79%
Index	Other
Max Rate	8.79%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	2913 HUBBARD ST, DEARBORN, MI 48124-3405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MINNESOTA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2913 HUBBARD ST, DEARBORN, MI 48124-3405

Mortgage

Document Number	0561680759
Date	Nov 4, 2020
Book Page	56168/759
Instrument	2020311191

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Nov 19, 2018
Property Address	2913 HUBBARD ST, DEARBORN, MI 48124-3405
Document Number	0547310024
Book / Page	54731 / 0024
Map Reference	LB42 PG46
Instrument Date	Oct 25, 2018
Instrument	2018327018
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	TITLE ONE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$946.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2913 HUBBARD ST, 2913, DEARBORN, MI 48124-3405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7746 MAPLE ST, DEARBORN, MI 48126-1186

Mortgage

Document Number	2018327019
Date	Nov 19, 2018
Instrument	2018327019

Lender

Name	LIBERTY SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Apr 25, 2018
Property Address	2913 HUBBARD ST, DEARBORN, MI 48124-3405
Document Number	0543770048
Book / Page	054377 / 000048
Instrument Date	Dec 21, 2017
Instrument	159556
Transaction Type	Transfer
Record Updated	May 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	847 32ND ST ALLEGAN MI 490109185, ALLEGAN, MI 49010-9185

Tax Assessment & Valuation

The 2025 property tax bill for 2913 Hubbard St was $3,559 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,100 (-3.19%)	$188,200 (-3.19%)
2025	$3,559.00 Homeowner's exemption	$97,200	$194,400
2023		$77,600	$155,200
2019	$3,567.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2913 Hubbard St in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	23 (2003–2023)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Aug 2023 · 2 claims Severe Storms, Flooding, And Tornadoes, Jun 2021 · 2 claims Severe Storms And Flooding, Aug 2014 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2913 Hubbard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: 123.NET, T-Mobile.

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