2913 Gibson St, Flint, MI 48503 Property Records

Genesee County property record for 2913 Gibson St, Flint, MI 48503

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 680 sqft · built 1920
Lot Size	0.175 acres (7,623 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Dec 2025)
Tax Bill	$924 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-14-386-003`

Property Details

APN / Parcel Number

Primary APN	`40-14-386-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	680 sqft Living Area
1st Floor Area	680 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood Siding
Lot Area	7,623 sqft (0.175 acres)
Lot Dimensions	105 ft deep x 72.3 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2913 GIBSON ST
City	FLINT
State	MI
Zip	48503-3041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-2
Legal Description	MASON MANOR LOTS 71 AND 72
Legal Subdivision	MASON MANOR
Legal Lot Number	71-72
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	2
Census Block	2017
Census Tract	3600

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3009 W COURT ST, 1, FLINT, MI 48503-3029
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Second Mortgage (Down Payment) LEGACY MORTGAGE
Dec 22, 2025	Warranty Deed, Transfer · FHA Mortgage LEGACY MORTGAGE
Apr 5, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Prior Sale	Aug 31, 2016 · Amount on Record
Deed Document Number	202528011
Prior Transfer Date	Mar 27, 2023
Prior Transfer Doc	0000015098
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	2913 GIBSON ST, FLINT, MI 48503-3041
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3009 W COURT ST 1, 1, FLINT, MI 48503-3029

Mortgage

Document Number	0000000149
Date	Jan 12, 2026
Instrument	202601120000149

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 22, 2025
Property Address	2913 GIBSON ST, FLINT, MI 48503-3041
Document Number	0000028011
Map Reference	LB 5 PG 18
Instrument Date	Dec 16, 2025
Instrument	202512220028011
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3541 YALE ST, FLINT, MI 48503-4621

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3009 W COURT ST # 1, 1, FLINT, MI 48503-3029

Mortgage

Document Number	0000000148
Date	Dec 22, 2025
Instrument	202601120000148

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Apr 5, 2023
Property Address	2913 GIBSON ST, FLINT, MI 48503-3041
Document Number	0000015098
Instrument Date	Mar 27, 2023
Instrument	202304050015098
Transaction Type	Transfer
Record Updated	Oct 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3541 YALE ST, FLINT, MI 48503-4621

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,300 (+11.56%)	$38,600 (+11.56%)
2025	$924.00 (+1.54%)	$17,300 (+19.31%)	$34,600 (+19.31%)
2024	$910.00
2023		$14,500	$29,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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