2913 Fox Creek Rd, Bloomington, IL 61705 Property Records

McLean County property record for 2913 Fox Creek Rd, Bloomington, IL 61705

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,413 sqft · built 1998
Lot Size	0.344 acres (14,972 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Sep 2025)
Tax Bill	$11,051 (2024)
Deeds & Mortgages	Sep 2017 Mortgage Mar 2025 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`20-13-426-007`

Property Details

APN / Parcel Number

Primary APN	`20-13-426-007`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,413 sqft Living Area
Gross Area	4,510 sqft
1st Floor Area	1,055 sqft
Basement Area	768 sqft
Finished Basement	768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	14,972 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	860 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	666 sqft
Porch	Screened Porch
Deck Area	232 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2913 FOX CREEK RD
City	BLOOMINGTON
State	IL
Zip	61705-6307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	LOT 90 FOX CREEK COUNTRY CLUB 1ST ADD
Legal Range	01E
Legal Township	23N
Legal Section	13
Legal Subdivision	FOX CREEK
Legal Lot Number	90
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1016
Census Tract	1402

Owner

2913 Fox Creek Rd is owned and occupied by two individuals who bought it in September 2025.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2913 FOX CREEK RD, BLOOMINGTON, IL 61705-6307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2017	Deed of Trust, Mortgage · Commercial Mortgage STATE FARM BANK FSB
Mar 17, 2025	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Jul 28, 2010	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Dec 26, 2012	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Jan 24, 2012	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Feb 25, 2009	Deed of Trust, Mortgage HEARTLAND BANK & TRUST CO
Sep 22, 2025	Warranty Deed, Transfer · Conventional Mortgage MORTON COMMUNITY BANK
Mar 2, 2023	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on File
Deed Sale	Sep 22, 2025 · Amount on File
Deed Document Number	202513104
Prior Transfer Date	Feb 28, 2023
Prior Transfer Doc	0000002731
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2913 FOX CREEK RD, BLOOMINGTON, IL 61705-6307
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201700016629
Date	Sep 12, 2017
Instrument	2017-00016629

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	BLOOMINGTON, IL 61710

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	299 Months
Due	Aug 21, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2913 FOX CREEK RD, BLOOMINGTON, IL 61705-6307
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500003388
Date	Mar 17, 2025
Instrument	2025-00003388

Lender

Name	BUSEY BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 4, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2913 FOX CREEK RD, BLOOMINGTON, IL 61705-6307
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201000016874
Date	Jul 28, 2010
Instrument	2010-00016874

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2025

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2913 FOX CREEK RD, BLOOMINGTON, IL 61705-6307
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200032929
Date	Dec 26, 2012
Instrument	2012-00032929

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	145 Months
Due	Jan 1, 2025

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2913 FOX CREEK RD, BLOOMINGTON, IL 61705-6307
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200002200
Date	Jan 24, 2012
Instrument	2012-00002200

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	169 Months
Due	Feb 1, 2026

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2913 FOX CREEK RD, BLOOMINGTON, IL 61705-6307
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900005200
Date	Feb 25, 2009
Instrument	2009-00005200

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61705

Agreement

Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2024

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 22, 2025
Property Address	2913 FOX CREEK RD, BLOOMINGTON, IL 61705-6307
Document Number	202500013104
Map Reference	DOC 96-10334
Instrument Date	Sep 5, 2025
Instrument	2025-00013104
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2913 FOX CREEK RD, BLOOMINGTON, IL 61705-6307

Mortgage

Document Number	202500013105
Date	Sep 22, 2025
Instrument	2025-00013105

Lender

Name	MORTON COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 2, 2023
Property Address	2913 FOX CREEK RD, BLOOMINGTON, IL 61705-6307
Document Number	202300002731
Map Reference	DOC 1996-10334
Instrument Date	Feb 28, 2023
Instrument	2023-00002731
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2913 FOX CREEK RD, BLOOMINGTON, IL 61705-6307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CHARLES DR, GLEN CARBON, IL 62034-3015

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,156 (+6.5%) Land $29,862 Building $122,294	$456,468 (+6.5%) Land $89,586 Building $366,882
2024	$11,051.00 (+8.99%)	$142,864 (+13.67%) Land $28,038 Building $114,826	$428,592 (+13.67%) Land $84,114 Building $344,478
2023	$10,139.00	$125,679 Land $24,665 Building $101,014	$377,037 Land $73,995 Building $303,042

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2913 Fox Creek Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2913 Fox Creek Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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