2913 Clayton Rd, Joppa, MD 21085 Property Records

Harford County property record for 2913 Clayton Rd, Joppa, MD 21085

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,260 sqft · built 1972
Lot Size0.528 acres (22,999 sqft)
OwnerIndividual Name on Record
Last Sale$192,000 (Dec 2003)
Tax Bill$3,069 (2026)
Deeds & MortgagesJul 2026 Line of Credit
Mar 2009 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-097040

Property Details

APN / Parcel Number

Primary APN01-097040
Alternative APNs
  • 1097040
  • 097040

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,260 sqft Total Area
Basement Area1,100 sqft
Finished Basement1,100 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area22,999 sqft (0.528 acres)
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number097040
Street Address2913 CLAYTON RD
CityJOPPA
StateMD
Zip21085-1805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal Description0.528 AC 2913 CLAYTON ROAD SINGER
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2006
Census Tract301201

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2913 CLAYTON RD, JOPPA, MD 21085-1805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Deed of Trust, Mortgage · Line of Credit
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION
Mar 5, 2009Deed of Trust, Mortgage · Line of Credit
ROSEDALE FED'L S&L ASSN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2003 · Amount on Record
Deed SaleDec 2, 2003 · Amount on Record
Deed Document Number20031672
Deed Book / Page5017 / 393
Last Transfer DateMar 12, 2009
Transfer Doc0080850159
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Recording DateJul 17, 2026
Property Address2913 CLAYTON RD, JOPPA, MD 21085-1805
Document Number1721000197
Book / Page17213 / 197
Instrument DateJul 7, 2026
Transaction TypeMortgage
Record UpdatedJul 24, 2026
Title CompanyGETZ TITLE GROUP LLC, GETZ TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2913 CLAYTON RD, JOPPA, MD 21085-1805

Mortgage

Document Number1721000197,
DateJul 17, 2026
Book Page17213/197
Lender
NameABERDEEN PROVING GROUND FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.52%
Max Rate-1%

March 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address2913 CLAYTON RD, JOPPA, MD 21085-1805
Document Number0121830102
Instrument DateMar 5, 2009
Transaction TypeMortgage
Record UpdatedJan 8, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2913 CLAYTON RD JOPPA MD 210851805, JOPPA, MD 21085-1805

Mortgage

Document Number0121830102
DateJan 13, 2017
Book Page012183/000102
Lender
NameROSEDALE FED'L S&L ASSN
TypeFederal Savings Bank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueJan 12, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,069.00 (+13.96%) Homeowner's exemption$276,100 (+5.93%) Land $86,500 Building $189,600$276,100 (-) Land $86,500 Building $189,600
2025$2,693.00 (+7.29%) Homeowner's exemption$260,633 (+13.47%)$276,100 (+20.2%) Land $86,500 Building $189,600
2023$229,700 Land $86,500 Building $143,200$229,700 Land $86,500 Building $143,200
2022$2,510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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