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29123 Rose Dr, Big Pine Key, FL 33043 Property Records

Monroe County property record for 29123 Rose Dr, Big Pine Key, FL 33043 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage1,206 sqft Living Area
Lot Size5,000 sqft (0.115 acres)
OccupancyOwner Occupied
Last Sale$489,000 (2020)
Tax Bill$5,146.00 (2024)

Property Details

APN / Parcel Number

Primary APN00265400-000000
Alternative APNs
  • 15662900265400000000
  • 1337048

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,206 sqft Living Area
1st Floor1,206 sqft 1st Floor
Stories1 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area5,000 sqft (0.115 acres)
Depth X Width100 ft x 50 ft Depth x Width

Exterior Amenities

Deck Area96 sqft Deck
Patio Area96 sqft Patio
Porch Area244 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemNone Cooling

Location & Zoning

Account Number1337048
Street Address29123 ROSE DR
CityBIG PINE KEY
StateFL
Zip33043-6004
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBK 3 LT 35 EDEN PINES COLONY BIG PINE KEY OR444-417-418 OR765-1804 OR795-474Q/C OR795-470 OR887-337/338 OR2430-303 OR3054-0680
Legal Range29E
Legal Township66S
Legal Section15
Legal SubdivisionEDEN PINES COLONY
Legal Block3
Legal Lot Number35
JurisdictionMONROE FL
Minor Civil DivisionLOWER KEYS
Census Blockgroup1
Census Block1097
Census Tract971402

Owner

Source: Monroe County records · APN 00265400-000000

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address29123 ROSE DR, BIG PINE KEY, FL 33043-6004
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 02, 2020Warranty Deed, Transfer · Conventional Mortgage
EMM LOANS LLC
Mar 12, 2018Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 02, 2020 · Amount on Record
Deed SaleNov 02, 2020 · Amount on Record
Prior SaleSep 03, 2009 · Amount on Record
Deed Doc Number20202289169
Deed Book / Page3054 / 680
Record RefreshedJun 08, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 02, 2020
Property Address29123 ROSE DR, BIG PINE KEY, FL 33043-6004
Document Number0030540680
Book / Page3054 / 680
Map ReferenceMB 4 PG 158
Instrument DateOct 23, 2020
Instrument2289169
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,423.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address29123 ROSE DR, 29123, BIG PINE KEY, FL 33043-6004

Transferred To (Grantee/Buyer)

NameVerified Name
Address12418 ACADEMY RD, PHILADELPHIA, PA 19154-1929

Mortgage

Document Number0003054682
DateNov 02, 2020
Instrument3054/682
Lender
NameEMM LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address29123 ROSE DR, BIG PINE KEY, FL 33043-6004
Document Number0020020860
Instrument DateMar 12, 2018
Transaction TypeMortgage
Record UpdatedMay 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address29123 ROSE DR BIG PINE KEY FL 330436004, BIG PINE KEY, FL 33043-6004

Mortgage

Document Number0020020860
DateApr 20, 2018
Book Page002002/000860
Instrument2165183
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43219-6009
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term240 Months
DueApr 19, 2038

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$612,033 (+1.19%) Land $391,400 Building $220,633$612,033 (+1.19%) Land $391,400 Building $220,633
2024$5,146.00 (+6.3%)
2023$4,841.00 (+10.8%)$604,812 (+18.04%) Land $397,500 Building $207,312$604,812 (+18.04%) Land $397,500 Building $207,312
2022$4,369.00$512,395 Land $302,500 Building $209,895$512,395 Land $302,500 Building $209,895

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation8.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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