29120 Teramo Way, Naples, FL 34110 Property Records

Lee County property record for 29120 Teramo Way, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 7,048 sqft · built 2009
Lot Size	0.742 acres (32,304 sqft)
Owner	2 Company Names on Record
Last Sale	$6,300,000 (Dec 2025)
Tax Bill	$29,947 (2025)
Deeds & Mortgages	Dec 2025 Sale Oct 2020 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`02-48-25-B4-01200.0010`

Property Details

APN / Parcel Number

Primary APN	`02-48-25-B4-01200.0010`
Alternative APNs	`250248B4012000010` `10481056`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	7,048 sqft Living Area
Gross Area	10,940 sqft
1st Floor Area	4,905 sqft
Upper Floors Area	1,697 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Mediterranean
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	32,304 sqft (0.742 acres)
Garage Type	Attached
Garage Area	971 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	669 sqft
Patio Area	589 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10481056
Street Address	29120 TERAMO WAY
City	NAPLES
State	FL
Zip	34110-2774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	MEDITERRA PARCEL 115 PB 75 PGS 30-31 LOT 1
Legal Range	25E
Legal Township	48S
Legal Section	02
Legal Subdivision	MEDITERRA
Legal Tract	B4
Legal Block	3
Legal Lot Number	1
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	3
Census Block	3006
Census Tract	50502

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	29120 TERAMO WAY, NAPLES, FL 34110-2774
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Warranty Deed, Transfer LUTGERT TITLE, LUTGERT TITLE LLC
Oct 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 27, 2018	Deed of Trust, Mortgage NORTHERN TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2025 · Amount on Record
Deed Sale	Dec 10, 2025 · Amount on Record
Prior Sale	Apr 29, 2005 · Amount on Record
Deed Document Number	2025326478
Prior Transfer Date	Oct 22, 2020
Prior Transfer Doc	0000263253
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Dec 10, 2025
Property Address	29120 TERAMO WAY, NAPLES, FL 34110-2774
Document Number	0000326478
Map Reference	MB 75 PG 30
Instrument Date	Dec 9, 2025
Instrument	2025000326478
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	LUTGERT TITLE, LUTGERT TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$44,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2609 MONUMENT AVE, RICHMOND, VA 23220-2620

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	29120 TERAMO WAY, NAPLES, FL 34110-2774

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Oct 28, 2020
Property Address	29120 TERAMO WAY, NAPLES, FL 34110-2774
Document Number	0000263253
Instrument Date	Oct 22, 2020
Instrument	263253
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	29120 TERAMO WAY NAPLES FL 341102774, NAPLES, FL 34110-2774

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	29120 TERAMO WAY, NAPLES, FL 34110-2774
Document Number	0000004078
Instrument Date	Dec 27, 2018
Transaction Type	Mortgage
Record Updated	Feb 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	29120 TERAMO WAY NAPLES FL 341102774, NAPLES, FL 34110-2774

Mortgage

Document Number	0000004078
Date	Jan 7, 2019
Instrument	4078

Lender

Name	NORTHERN TR
Address	50 S LA SALLE ST, CHICAGO, IL 60603-1008

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Bonita Springs City
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,286,170 (+107.34%) Land $810,826 Building $3,475,344	$4,286,170 (+20.98%) Land $810,826 Building $3,475,344
2025	$29,947.00 (+4.37%) Homeowner's exemption	$2,067,170 (+5.99%)	$3,542,838 (-15.76%) Land $944,896 Building $2,597,942
2023	$28,693.00 (+2.38%) Homeowner's exemption	$1,950,400 (+3%)	$4,205,745 (+24.31%) Land $1,071,289 Building $3,134,456
2022	$28,025.00 Homeowner's exemption	$1,893,592	$3,383,153 Land $737,411 Building $2,645,742

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONITA SPRINGS UTILITIES serves 76,033 people · EPA ID FL5360025
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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