2912 Willow Oak Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2912 Willow Oak Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,756 sqft · built 1984
Lot Size	0.229 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Mar 2022)
Tax Bill	$5,323 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-13-1250`

Property Details

APN / Parcel Number

Primary APN	`8402-01-13-1250`
Alternative APNs	`34180201131250` `3954963.0` `3954963`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,756 sqft Living Area
1st Floor Area	1,756 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	130 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3954963.0
Old Parcel Number	34180201131250
Street Address	2912 WILLOW OAK DR
City	EDGEWATER
State	FL
Zip	32141-5601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	LOTS 13125 & 13126 BLK 421 FLORIDA SHORES NO 20 MB 19 PG 240 PER OR 5308 PG 2653 PER OR 7297 PG 0454 PER OR 7297 PG 0456 PER
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	SHORES
Legal Tract	1
Legal Block	421
Legal Lot Number	13125 13126
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	3
Census Block	3047
Census Tract	83006

Owner

2912 Willow Oak Dr is owned by two individuals who bought it in March 2022.

Source: Volusia County records, as of December 19, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	12819 COPPERTOP LN, MADISON, AL 35756-2913
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 25, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 24, 2019	Loan Modification, Mortgage · FHA Mortgage TEXAS CAP BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2022 · Amount on File
Deed Sale	Mar 3, 2022 · Amount on File
Prior Sale	May 3, 2004 · Amount on File
Deed Document Number	0082152456
Deed Book / Page	7297 / 0456
Prior Transfer Date	Aug 31, 2016
Prior Transfer Doc	2016-162305
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2912 WILLOW OAK DR, EDGEWATER, FL 32141-5601
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12819 COPPERTOP LN, MADISON, AL 35756-2913

Mortgage

Document Number	0082152458
Date	Mar 8, 2022
Book Page	8215/2458
Instrument	2022053995

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2912 WILLOW OAK DR, EDGEWATER, FL 32141-5601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 WILLOW OAK DR, EDGEWATER, FL 32141-5601

Mortgage

Document Number	0079481368
Date	Nov 25, 2020
Book Page	7948/1368
Instrument	2020-229445

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Apr 1, 2048

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VOLUSIA FL
Property Address	2912 WILLOW OAK DR, EDGEWATER, FL 32141-5601
Document Number	0077391832
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 WILLOW OAK DR EDGEWATER FL 321415601, EDGEWATER, FL 32141-5601

Mortgage

Document Number	0077391832
Date	Aug 27, 2019
Book Page	007739/001832
Instrument	169516

Lender

Name	TEXAS CAP BK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 2912 Willow Oak Dr was $5,323.

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,323.00	$250,249 Land $54,000 Building $196,249	$250,249 Land $54,000 Building $196,249
2023	$4,589.00 (+22.5%)	$240,796 (+12.53%) Land $42,000 Building $198,796	$240,796 (+12.53%) Land $42,000 Building $198,796
2022	$3,746.00	$213,979 Land $29,600 Building $184,379	$213,979 Land $29,600 Building $184,379

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2912 Willow Oak Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	7 (2004–2022)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Tropical Storm Fay, Aug 2008 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2912 Willow Oak Dr is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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