2912 Squire Oak Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2912 Squire Oak Ct, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 709 sqft · built 1989
Lot Size	0.028 acres (1,219 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jun 2025)
Tax Bill	$2,191 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-30-0037-0001-1760`

Property Details

APN / Parcel Number

Primary APN	`09-26-30-0037-0001-1760`
Alternative APNs	`263009003700011760` `83074`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	709 sqft Living Area
Gross Area	765 sqft
1st Floor Area	709 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,219 sqft (0.028 acres)
Lot Dimensions	52 ft deep x 23 ft wide
Porch	Finished/Open Porch
Porch Area	24 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2912 SQUIRE OAK CT
City	SAINT CLOUD
State	FL
Zip	34769-6607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	KING OAK VILLAS PHASE 3 4TH ADDITION PB 5 PG 132 LOT 176
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	KING OAK VILLAS PH 3 4TH ADD
Legal Phase	3
Legal Tract	37
Legal Block	1760
Legal Lot Number	176
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3004
Census Tract	43208

Owner

Source: Osceola County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2912 SQUIRE OAK CT, SAINT CLOUD, FL 34769-6607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Warranty Deed, Transfer · FHA Mortgage LONE MORTGAGE INC
Apr 19, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Nov 13, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on Record
Deed Sale	Jun 2, 2025 · Amount on Record
Prior Sale	Jan 17, 2024 · Amount on Record
Deed Document Number	202568740
Deed Book / Page	6796 / 2812
Prior Transfer Date	Sep 4, 2015
Prior Transfer Doc	0048451703
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 17, 2024
Property Address	2912 SQUIRE OAK CT, SAINT CLOUD, FL 34769-6607
Document Number	0065342787
Book / Page	6534 / 2787
Map Reference	MB 5 PG 132
Instrument Date	Jan 12, 2024
Instrument	2024006497
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	MAJESTIC TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	465 CANARY ISLAND CT, ORLANDO, FL 32828-9200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 SQUIRE OAK CT, SAINT CLOUD, FL 34769-6607

Mortgage

Document Number	0065342789
Date	Jan 17, 2024
Instrument	6534/2789

Lender

Name	LONE MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2912 SQUIRE OAK CT, SAINT CLOUD, FL 34769-6607
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 SQUIRE OAK CT, SAINT CLOUD, FL 34769-6607

Mortgage

Document Number	0059390009
Date	Apr 19, 2021
Book Page	5939/9
Instrument	2021059272

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Dec 1, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 13, 2018
Property Address	2912 SQUIRE OAK CT, SAINT CLOUD, FL 34769-6607
Document Number	0054320658
Book / Page	5432 / 0658
Map Reference	MB5 PG132
Instrument Date	Nov 9, 2018
Instrument	2018167344
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1180 SUNGROVE LN, 1180, SAINT CLOUD, FL 34771-8560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 SQUIRE OAK CT, SAINT CLOUD, FL 34769-6607

Mortgage

Document Number	2018167345
Date	Nov 13, 2018
Instrument	2018167345

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,191.00 (+148.69%)	$170,300 (+91.29%) Land $30,000 Building $140,300	$170,300 (+14.45%) Land $30,000 Building $140,300
2024	$881.00 (+4.38%)
2023	$844.00 (+5.76%) Homeowner's exemption	$89,028 (+3%)	$148,800 (+31.8%) Land $14,900 Building $133,900
2022	$798.00 Homeowner's exemption	$86,435	$112,900 Land $14,900 Building $98,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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