2912 Spitler Rd, Poland (Youngstown), OH 44514 Property Records

Mahoning County property record for 2912 Spitler Rd, Poland, OH 44514

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,764 sqft · built 1960
Lot Size1.11 acres (48,657 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Sep 2021)
Tax Bill$3,667 (2024)
Deeds & MortgagesSep 2021 Sale & Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN35-057-0-109.01-0

Property Details

APN / Parcel Number

Primary APN35-057-0-109.01-0

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,764 sqft Living Area
1st Floor Area1,764 sqft
Basement Area1,704 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Architectural StyleConventional
Exterior MaterialConcrete Block
Lot Area48,657 sqft (1.11 acres)
Lot Dimensions208 ft deep x 233 ft wide
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchEnclosed Porch
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard

Location & Zoning

Street Address2912 SPITLER RD
CityPOLAND
StateOH
Zip44514-2704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 261.37 X 202.84 IRR REPLAT OF LOT #5 OF H VAN HORN FARM PLAT
Legal SubdivisionHOWARD VAN HORN FARMS
Legal Lot Number5
JurisdictionMAHONING OH
Township / Civil DivisionPOLAND
Census Block Group1
Census Block1000
Census Tract811002

Owner

2912 Spitler Rd is owned and occupied by an individual who bought it in September 2021.

Source: Mahoning County records, as of February 2, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2912 SPITLER RD, POLAND, OH 44514-2704
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 29, 2018Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2021 · Amount on File
Deed SaleSep 7, 2021 · Amount on File
Prior SaleMar 29, 2018 · Amount on File
Deed Document Number296619
Deed Book / Page6470 / 978
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMAHONING OH
Recording DateSep 7, 2021
Property Address2912 SPITLER RD, POLAND, OH 44514-2704
Document Number006470/978
Book / Page6470 / 978
Instrument DateAug 10, 2021
Instrument202100024955
Transaction TypeTransfer
Record UpdatedJun 20, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2912 SPITLER RD, YOUNGSTOWN, OH 44514-2704
InvestorPossibly a Property Investor

Mortgage

Document Number202100024956
DateSep 7, 2021
Instrument202100024956
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMAHONING OH
Recording DateMar 29, 2018
Property Address2912 SPITLER RD, POLAND, OH 44514-2704
Document Number06269/1100
Book / Page6269 / 1100
Instrument DateMar 28, 2018
Instrument201800006697
Transaction TypeTransfer
Record UpdatedJun 20, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$596.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2912 SPITLER RD, YOUNGSTOWN, OH 44514-2704

Mortgage

Document Number201800006698
DateMar 29, 2018
Instrument201800006698
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of August 1, 2024

Property Jurisdictions

TypeName
StateOhio
CountyMahoning County
County SubdivisionPoland Township
Unified School DistrictPoland Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,667.00 (+2.37%)$74,810 (-) Land $17,120 Building $57,690
2023$3,582.00 (+13.79%)$74,810 (+36.17%) Land $17,120 Building $57,690$213,740 (+36.17%) Land $48,900 Building $164,840
2022$3,148.00$54,940 Land $17,120 Building $37,820$156,970 Land $48,900 Building $108,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2912 Spitler Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1993–2019)
Claims Outside the SFHA5 of 5
Most Recent ClaimMay 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2912 Spitler Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA OHIO - STRUTHERS
private · serves 58,551 people · EPA ID OH5001611
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Armstrong
Fiber · Cable in parts of the area
1,000 / 1,000

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