2912 Prospect St, Flint, MI 48504 Property Records

Genesee County property record for 2912 Prospect St, Flint, MI 48504

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,516 sqft · built 1963
Lot Size0.198 acres (8,625 sqft)
OwnerCompany Name on Record
Last Sale$100,000 (Mar 2000)
Tax Bill$1,811 (2025)
Deeds & MortgagesApr 2023 Mortgage
Mar 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN40-11-106-006

Property Details

APN / Parcel Number

Primary APN40-11-106-006

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,516 sqft Living Area
1st Floor Area1,516 sqft
Basement Area1,516 sqft
Unfinished Basement1,516 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialWood Siding
Lot Area8,625 sqft (0.198 acres)
Lot Dimensions96.7 ft deep x 89 ft wide
Garage Area489 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area325 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2912 PROSPECT ST
CityFLINT
StateMI
Zip48504-7525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN-2
Legal DescriptionSHELTON-HEIGHTS SUBDIVISION OF PART OF LOT 7 (IN SECTION 4) OF C.S. PAYNE'S PLAT OF SECTIONS 2, 3, 4, 5, 6 AND 8 OF THE
Legal SubdivisionSHELTON-HEIGHTS SUBDIVISION
JurisdictionGENESEE MI
Township / Civil DivisionFLINT
Census Block Group1
Census Block1000
Census Tract1300

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address804 TULANE DR, FLINT, MI 48503-5253
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2023Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Mar 16, 2023Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2000 · Amount on Record
Deed SaleMar 8, 2000 · Amount on Record
Deed Document Number200017198
Deed Book / Page4413 / 658
Last Transfer DateOct 24, 2001
Transfer Doc0000106561
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address2912 PROSPECT ST, FLINT, MI 48504-7525
Transaction TypeMortgage
Record UpdatedApr 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address804 TULANE DR, FLINT, MI 48503-5253

Mortgage

Document Number0000028321
DateApr 19, 2023
Instrument202304190028321
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueMar 1, 2038

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address2912 PROSPECT ST, FLINT, MI 48504-7525
Transaction TypeMortgage
Record UpdatedMar 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address804 TULANE DR, FLINT, MI 48503-5253

Mortgage

Document Number0000011733
DateMar 16, 2023
Instrument202303160011733
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2038

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
MunicipalityFlint City
Unified School DistrictFlint City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$55,500 (+31.52%)$111,000 (+31.52%)
2025$1,811.00 (+1.91%)$42,200 (+75.83%)$84,400 (+75.83%)
2024$1,777.00
2023$24,000$48,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLINT
serves 81,252 people · EPA ID MI0002310
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T.

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