McLennan County property record for 2912 N 43rd St, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,876 sqft · built 1956 |
| Lot Size | 0.711 acres (30,976 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,456 (Feb 2022) |
| Tax Bill | $2,934 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-018402-002900-2 |
| Primary APN | 48-018402-002900-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,876 sqft Living Area |
| 1st Floor Area | 1,876 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 30,976 sqft (0.711 acres) |
| Garage Type | Carport |
| Garage Area | 616 sqft |
| Carport | Carport |
| Carport Area | 616 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 800 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 366 sqft |
| Patio Area | 352 sqft |
| Storage Building | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2912 N 43RD ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-2116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | FORREST OAKS LOT 3 BLOCK 4 ACRES .7111 |
| Legal Subdivision | FORREST OAKS |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 2800 |
2912 N 43rd St is owned and occupied by two individuals who bought it in February 2022.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2912 N 43RD ST, WACO, TX 76710-2116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage BOKF NA |
| Dec 1, 2017 | Warranty Deed, Transfer BANK OF TX |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2022 · Amount on File |
| Deed Sale | Feb 25, 2022 · Amount on File |
| Prior Sale | Dec 1, 2017 · Amount on File |
| Deed Document Number | 20227338 |
| Prior Transfer Date | Nov 30, 2017 |
| Prior Transfer Doc | 0000039526 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Feb 25, 2022 |
| Property Address | 2912 N 43RD ST, WACO, TX 76710-2116 |
| Document Number | 0000007338 |
| Map Reference | VOL 746 PG 652 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 2022007338 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Title Company | ALAMO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2912 N 43RD ST, WACO, TX 76710-2116 |
| Document Number | 0000007339 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2022007339 |
| Name | BOKF NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Dec 1, 2017 |
| Property Address | 2912 N 43RD ST, WACO, TX 76710-2116 |
| Document Number | 0000039526 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 39526 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2912 N 43RD ST WACO TX 767102116, WACO, TX 76710-2116 |
| Document Number | 39527 |
|---|---|
| Date | Dec 1, 2017 |
| Instrument | 39527 |
| Name | BANK OF TX |
|---|---|
| Type | Bank |
| Address | TULSA, OK 74153 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 30, 2047 |
The 2025 property tax bill for 2912 N 43rd St was $2,934 with a homeowner's exemption, down 31.4% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $261,503 (-2.89%) Land $34,694 Building $226,809 | $261,503 (-2.89%) Land $34,694 Building $226,809 | |
| 2025 | $2,934.00 (-31.45%) Homeowner's exemption Senior Citizen's exemption | $269,280 Land $31,600 Building $237,680 | $269,280 Land $31,600 Building $237,680 |
| 2024 | $4,280.00 | ||
| 2023 | $257,860 Land $31,600 Building $226,260 | $257,860 Land $31,600 Building $226,260 | |
| 2022 | $3,745.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2912 N 43rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2007–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2912 N 43rd St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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