2912 Millstream Ln, Knoxville, TN 37931 Property Records

Knox County property record for 2912 Millstream Ln, Knoxville, TN 37931

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,097 sqft · built 1997
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$720,000 (May 2024)
Tax Bill	$1,951 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103 00813`

Property Details

APN / Parcel Number

Primary APN	`103 00813`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,097 sqft Living Area
Gross Area	5,044 sqft
1st Floor Area	1,609 sqft
Upper Floors Area	1,947 sqft
Basement Area	1,609 sqft
Unfinished Basement	1,609 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	256 sqft
Deck Area	504 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2912 MILLSTREAM LN
City	KNOXVILLE
State	TN
Zip	37931-2933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME MILL CREEK FARMS MAPPLATB O-300 MAPPLAT P A
Legal Subdivision	MILL CREEK FARMS
Legal Lot Number	13R
Jurisdiction	KNOX TN
Township / Civil Division	6
Census Block Group	1
Census Block	1007
Census Tract	5907

Owner

Source: Knox County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2912 MILLSTREAM LN, KNOXVILLE, TN 37931-2933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jul 27, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2024 · Amount on Record
Deed Sale	May 22, 2024 · Amount on Record
Prior Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	202458346
Prior Transfer Date	Feb 17, 2004
Prior Transfer Doc	0000078826
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX TN
Property Address	2912 MILLSTREAM LN, KNOXVILLE, TN 37931-2933
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050565
Date	Mar 11, 2026
Instrument	202603110050565

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2056

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX TN
Recording Date	Jul 27, 2020
Property Address	2912 MILLSTREAM LN, KNOXVILLE, TN 37931-2933
Document Number	0000007222
Instrument Date	Jul 16, 2020
Instrument	7222
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	ADMIRAL TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,832.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 MILLSTREAM LN KNOXVILLE TN 379312933, KNOXVILLE, TN 37931-2933

Mortgage

Document Number	7223
Date	Jul 27, 2020
Instrument	7223

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 26, 2030

Tax Assessment & Valuation

Source: Knox County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Knox County
Unified School District	Knox County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,951.00	$125,550 (-)	$502,200 (-) Land $48,500 Building $453,700
2023	$1,951.00	$125,550	$502,200 Land $48,500 Building $453,700
2022	$1,951.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST KNOX UTILITY DISTRICT serves 77,825 people · EPA ID TN0000371
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lenoir City Utility Board Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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