2912 Melody Dr, Celina, OH 45822 Property Records

Mercer County property record for 2912 Melody Dr, Celina, OH 45822

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,464 sqft · built 1974
Lot Size	0.291 acres (12,700 sqft)
Owner	Individual Name on File
Last Sale	$396,566 (Jul 2026)
Tax Bill	$3,217 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-264000.0000`

Property Details

APN / Parcel Number

Primary APN	`26-264000.0000`
Alternative APN	`09-05-428-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,464 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	12,700 sqft (0.291 acres)
Lot Dimensions	127 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2912 MELODY DR
City	CELINA
State	OH
Zip	45822-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GALLMAN FIRST SUBDIV 100 X 127.20 RTS: 003-06-05 LOT#: 4
Legal Subdivision	GALLMAN FIRST SUBDIV
Legal Lot Number	4
Jurisdiction	MERCER OH
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1015
Census Tract	967600

Owner

2912 Melody Dr is owned and occupied by an individual who bought it in July 2026.

Source: Mercer County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2912 MELODY DR, CELINA, OH 45822-2636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · VA Mortgage HOME MORTGAGE CORPORATION
Nov 19, 2025	Deed of Trust, Mortgage · Line of Credit DYNAMIC FCU
Aug 18, 2021	Deed of Trust, Mortgage DYNAMIC FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2026 · Amount on File
Deed Sale	Jul 28, 2026 · Amount on File
Prior Sale	Apr 30, 2010 · Amount on File
Deed Document Number	20263409
Prior Transfer Date	Apr 29, 2010
Prior Transfer Doc	0000002076
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERCER OH
Recording Date	Jul 28, 2026
Property Address	2912 MELODY DR, CELINA, OH 45822-2636
Document Number	0000003409
Instrument Date	Jul 24, 2026
Instrument	20263409
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120,159.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 MELODY DR, CELINA, OH 45822-2636

Mortgage

Document Number	0000003410,
Date	Jul 28, 2026
Instrument	20263410

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	2912 MELODY DR, CELINA, OH 45822-2636
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 MELODY DR, CELINA, OH 45822-2636

Mortgage

Document Number	202500004861
Date	Nov 19, 2025
Instrument	202500004861

Lender

Name	DYNAMIC FCU
Type	Credit Union
Address	CELINA, OH 45822

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 18, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	2912 MELODY DR, CELINA, OH 45822-2636
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100005153
Date	Aug 18, 2021
Instrument	202100005153

Lender

Name	DYNAMIC FCU
Type	Credit Union
Address	46822

Agreement

Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2912 Melody Dr was $3,217.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Jefferson Township
Unified School District	Celina City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,217.00	$81,170 (-) Land $14,000 Building $67,170
2024	$3,217.00 (+0.12%)	$81,170 (-) Land $14,000 Building $67,170
2023	$3,213.00 (+29.19%)	$81,170 (+48.94%) Land $14,000 Building $67,170	$231,900 Land $40,000 Building $191,900
2022	$2,487.00	$54,500 Land $12,740 Building $41,760
2020			$155,700 Land $36,400 Building $119,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2912 Melody Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2912 Melody Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CELINA serves 11,682 people · EPA ID OH5400011
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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