2912 Lafayette Rd, Newport Beach, CA 92663 Property Records

Orange County property record for 2912 Lafayette Rd, Newport Beach, CA 92663

Property Summary

Property Type	Commercial
Lot Size	0.071 acres (3,074 sqft)
Owner	Company Name on Record
Last Sale	$4,200,000 (Dec 2019)
Tax Bill	$48,469 (2025)
Deeds & Mortgages	May 2019 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`047-022-11`

Property Details

APN / Parcel Number

Primary APN	`047-022-11`

Exterior

Lot Area	3,074 sqft (0.071 acres)

Location & Zoning

Street Address	2912 LAFAYETTE RD
City	NEWPORT BEACH
State	CA
Zip	92663-3718
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	A TR LANCASTERS ADD BLK 328 LOT 7
Legal Subdivision	LANCASTERS ADD TO NEWPORT BEACH
Legal Tract	421
Legal Block	328
Legal Lot Number	7
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1005
Census Tract	63500

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2912 LAFAYETTE RD, NEWPORT BEACH, CA 92663-3718
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 30, 2019	Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK
Jul 29, 2020	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Dec 12, 2019	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2019 · Amount on Record
Deed Sale	Dec 12, 2019 · Amount on Record
Deed Document Number	2019521967
Prior Transfer Date	Dec 29, 2006
Prior Transfer Doc	0000010566
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2912 LAFAYETTE RD, NEWPORT BEACH, CA 92663-3718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000185561
Date	May 30, 2019
Instrument	2019000185561

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.6%
Type Change Date	Jun 1, 2026
Change Frequency	Monthly
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 29, 2020
Property Address	2912 LAFAYETTE RD, NEWPORT BEACH, CA 92663-3718
Document Number	0000367758
Map Reference	MB 5 PG 14
Instrument Date	Jul 20, 2020
Instrument	2020000367758
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 LAFAYETTE RD, NEWPORT BEACH, CA 92663-3718

Mortgage

Document Number	0000367759
Date	Jul 29, 2020
Instrument	2020000367759

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.8%
Type Change Date	Aug 1, 2027
Change Frequency	Monthly
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 12, 2019
Property Address	2912 LAFAYETTE RD, NEWPORT BEACH, CA 92663-3718
Document Number	0000521967
Map Reference	MB 5 PG 14
Instrument Date	Nov 5, 2019
Instrument	2019000521967
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 COASTAL CANYON DR, NEWPORT BEACH, CA 92657-1604

Mortgage

Document Number	0000521968
Date	Dec 12, 2019
Instrument	2019000521968

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.8%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,637,138 (+2%) Land $4,040,935 Building $596,203
2025	$48,469.00 (+1.6%)	$4,546,214 (+4.04%) Land $3,961,701 Building $584,513
2024	$47,707.00 (+2.4%)
2023	$46,588.00 (+1.69%)	$4,369,680 Land $3,807,864 Building $561,816
2022	$45,815.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	48 units insured incl. 18 condo units
Nearby Flood Claims	22 (1980–2010)
Claims Outside the SFHA	12 of 22
Most Recent Claim	Oct 2010 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile.

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