2912 Houcks Mill Rd, Monkton, MD 21111 Property Records

Harford County property record for 2912 Houcks Mill Rd, Monkton, MD 21111

Property Summary

Property TypeRural Home
Details2.5 ba · 2,248 sqft · built 1982
Lot Size20.1 acres (879,041 sqft)
OwnerIndividual Name on Record
Tax Bill$4,952 (2026)
Deeds & MortgagesJan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN04-010590

Property Details

APN / Parcel Number

Primary APN04-010590
Alternative APNs
  • 4010590
  • 010590

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,248 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area879,041 sqft (20.1 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area130 sqft
Deck Area372 sqft
Patio Area108 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number010590
Street Address2912 HOUCKS MILL RD
CityMONKTON
StateMD
Zip21111-1808
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAG
Legal Description20.183 AC 2912 HOUCKS MILL ROAD S W OF MADONNA
JurisdictionHARFORD MD
Township / Civil Division4, MARSHALL
Census Block Group1
Census Block1005
Census Tract304201

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2912 HOUCKS MILL RD, MONKTON, MD 21111-1808
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2005
Deed SaleJan 7, 2005
Deed Document Number2005381
Deed Book / Page5805 / 722
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address2912 HOUCKS MILL RD, MONKTON, MD 21111-1808
Document Number0137670283
Instrument DateJan 10, 2020
Transaction TypeMortgage
Record UpdatedAug 11, 2020
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address2912 HOUCKS MILL RD MONKTON MD 211111808, MONKTON, MD 21111-1808

Mortgage

Document Number0137670283
DateMar 31, 2020
Book Page013767/000283
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 30, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,952.00 (+11.38%) Homeowner's exemption$448,900 (+14.26%)$472,100 (+17.29%) Land $136,200 Building $335,900
2025$4,446.00 (+4.96%) Homeowner's exemption
2023$392,867$402,500 Land $136,200 Building $266,300
2022$4,236.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Cable
1,000 / 20
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Houcks Mill Rd

Nearby Streets

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