2912 Hameln Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2912 Hameln Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,602 sqft · built 1986
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$272,700 (Sep 2026)
Tax Bill$3,174 (2025)
Deeds & MortgagesSep 2026 Mortgage
Jun 2026 Sale
Flood ZoneZone X (minimal risk)
APNA860000411

Property Details

APN / Parcel Number

Primary APNA860000411
Alternative APN
  • 6-0005-5846-00-0180.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,602 sqft Living Area
Gross Area2,884 sqft
1st Floor Area1,222 sqft
Basement Area1,156 sqft
Finished Basement380 sqft
Unfinished Basement776 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA860000411
Street Address2912 HAMELN DR
CitySAINT CHARLES
StateMO
Zip63301-4201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANOVER MANOR #1 LOT 180
Legal SubdivisionHANOVER MANOR #1
Legal Lot Number180
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group2
Census Block2009
Census Tract310802

Owner

Source: St. Charles County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address17 CEDARBROOK DR, 2E, SAINT CHARLES, MO 63301-1567
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2026Warranty Deed, Transfer · Conventional Mortgage
STIFEL BANK AND TRUST
Jun 25, 2026Affidavit, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2026 · Amount on Record
Deed SaleSep 8, 2026 · Amount on Record
Deed Document Number202642879
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateSep 8, 2026
Property Address2912 HAMELN DR, SAINT CHARLES, MO 63301-4201
Document Number0000042879
Instrument DateSep 2, 2026
Instrument202642879
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyFREEDOM TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042880,
DateSep 8, 2026
Instrument202642880
Lender
NameSTIFEL BANK AND TRUST
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

June 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionST CHARLES MO
Recording DateJun 25, 2026
Property Address2912 HAMELN DR, SAINT CHARLES, MO 63301-4201
Document Number0000029815
Instrument DateJun 24, 2026
Instrument202629815
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50,614 (-)$266,391 (-) Land $65,000 Building $201,391
2025$3,174.00$50,614 (+10.97%)$266,391 (+10.97%) Land $65,000 Building $201,391
2023$45,610
2022$240,055 Land $50,000 Building $190,055

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1979–1995)
Most Recent ClaimMay 1995 · Severe Storms, Tornadoes, Hail, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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