Buchanan County property record for 2912 Francis St, Saint Joseph, MO 64501
| Property Type | Single Family Home |
|---|---|
| Details | 862 sqft · built 1917 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $128,821 (Feb 2025) |
| Tax Bill | $736 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Aug 2020 Sale + 1 more |
| APN | 06-2.0-10-003-002-124.000 |
| Primary APN | 06-2.0-10-003-002-124.000 |
|---|
| Building Area | 862 sqft Base Area |
|---|---|
| 1st Floor Area | 862 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 112 ft deep x 77 ft wide |
| Street Address | 2912 FRANCIS ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-3355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:CONSOLVER ADDITION LOT:6A BLK:LGL DESC: |
| Legal Subdivision | CONSOLVER ADDITION |
| Legal Lot Number | 6A |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 900 |
2912 Francis St is owned and occupied by an individual who bought it in February 2025.
Source: Buchanan County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2912 FRANCIS ST, SAINT JOSEPH, MO 64501-3355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2020 | Deed of Trust, Mortgage · Line of Credit THE NODAWAY VALLEY BANK |
| Aug 4, 2020 | Beneficiary Deed, Transfer FIRST AMERICAN TITLE |
| Aug 4, 2020 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2025 · Amount on File |
| Deed Sale | Feb 19, 2025 · Amount on File |
| Prior Sale | Aug 4, 2020 |
| Deed Document Number | 20251157 |
| Deed Book / Page | 3805 / 175 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 2912 FRANCIS ST, SAINT JOSEPH, MO 64501-3355 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 2912 FRANCIS ST, SAINT JOSEPH, MO 64501-3355 |
| Document Number | 003752/403 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 3752/403 |
| Instrument | 2020007575 |
| Name | THE NODAWAY VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MO 64507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Aug 4, 2020 |
| Property Address | 2912 FRANCIS ST, SAINT JOSEPH, MO 64501-3355 |
| Document Number | 003751/598 |
| Book / Page | 3751 / 598 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 2020006764 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2912 FRANCIS ST, SAINT JOSEPH, MO 64501-3355 |
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Aug 4, 2020 |
| Property Address | 2912 FRANCIS ST, SAINT JOSEPH, MO 64501-3355 |
| Document Number | 003751/597 |
| Book / Page | 3751 / 597 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 2020006763 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2912 FRANDS STREET, SAINT JOSEPH, MO 64506 |
The 2025 property tax bill for 2912 Francis St was $736, up 0.1% from the year before.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $736.00 (+0.14%) | $10,170 Land $2,990 Building $7,180 | $53,540 Land $15,750 Building $37,790 |
| 2024 | $735.00 (+14.66%) | ||
| 2023 | $641.00 (-0.77%) | $9,670 (-) Land $2,990 Building $6,680 | $50,910 Land $15,750 Building $35,160 |
| 2022 | $646.00 | $9,670 Land $2,990 Building $6,680 | |
| 2021 | $50,910 Land $15,750 Building $35,160 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 2912 Francis St; there have been 8 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 8 (1984–2020) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2912 Francis St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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