2912 E Desert Ln, Phoenix, AZ 85042 Property Records

Maricopa County property record for 2912 E Desert Ln, Phoenix, AZ 85042

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,094 sqft · built 2002
Lot Size0.534 acres (23,273 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Feb 2019)
Tax Bill$5,948 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Mar 2021 Line of Credit
+ 3 more
Flood ZoneZone X (moderate risk)
APN301-26-457

Property Details

APN / Parcel Number

Primary APN301-26-457

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,094 sqft Living Area
1st Floor Area3,094 sqft

Exterior

Year BuiltBuilt 2002
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area23,273 sqft (0.534 acres)
Parking Spaces3 Parking Spaces
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address2912 E DESERT LN
CityPHOENIX
StateAZ
Zip85042-7102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-14
Legal DescriptionHIGHLINE GROVES MCR 550-40
Legal Range03E
Legal Township01S
Legal Section02
Legal QuarterNE
Quarter-Quarter SectionSW
Legal SubdivisionHIGHLINE GROVES
Legal Lot Number31
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3006
Census Tract116738

Owner

Source: Maricopa County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2912 E DESERT LN, PHOENIX, AZ 85042-7102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2022Deed of Trust, Mortgage · Line of Credit
MOUNTAIN AMERICA FCU
Mar 24, 2021Deed of Trust, Mortgage · Line of Credit
MOUNTAIN AMERICA FCU
Sep 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
AMERIFIRST FINANCIAL INC
Jan 21, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Feb 8, 2019Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 8, 2019 · Amount on Record
Deed SaleFeb 8, 2019 · Amount on Record
Prior SaleDec 1, 2009 · Amount on Record
Deed Document Number20190088963
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2912 E DESERT LN, PHOENIX, AZ 85042-7102
Transaction TypeMortgage
Record UpdatedJan 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003558
DateJan 3, 2022
Instrument20220003558
Lender
NameMOUNTAIN AMERICA FCU
TypeCredit Union
AddressSANDY, UT 84070
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2912 E DESERT LN, PHOENIX, AZ 85042-7102
Transaction TypeMortgage
Record UpdatedApr 6, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000328947
DateMar 24, 2021
Instrument20210328947
Lender
NameMOUNTAIN AMERICA FCU
TypeCredit Union
AddressWEST JORDAN, UT 84084
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2912 E DESERT LN, PHOENIX, AZ 85042-7102
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000764252
DateSep 27, 2019
Instrument20190764252
Lender
NameAMERIFIRST FINANCIAL INC
TypeFunding / Finance Company
Address58297
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2912 E DESERT LN, PHOENIX, AZ 85042-7102
Document Number0000093921
Instrument DateJan 21, 2020
Transaction TypeMortgage
Record UpdatedFeb 14, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address2912 E DESERT LN PHOENIX AZ 850427102, PHOENIX, AZ 85042-7102

Mortgage

Document Number0000093921
DateFeb 4, 2020
Instrument93921
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 3, 2050
Interest
Rate TypeAdjustable Rate

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateFeb 8, 2019
Property Address2912 E DESERT LN, PHOENIX, AZ 85042-7102
Document Number0000088963
Map ReferenceMB 550 PG 40
Instrument DateJan 25, 2019
Instrument20190088963
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1512 W MOODY TRL, 1512, PHOENIX, AZ 85041-9126

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2912 E DESERT LN, PHOENIX, AZ 85042-7102

Mortgage

Document Number0000088964
DateFeb 8, 2019
Instrument20190088964
Lender
NameAMERIFIRST FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Secondary School DistrictPhoenix Union High School District (09 - 12)
Elementary School DistrictRoosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$72,750 (+3.03%)$727,500 (+3.03%) Land $145,500 Building $582,000
2025$5,948.00 (+6.25%)
2024$70,610$706,100 Land $141,200 Building $564,900
2023$5,598.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 64% of Arizona
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Wi-Fiber
Fixed Wireless
400 / 400
AirFiber WISP
Fixed Wireless
100 / 25

May also be available: AT&T, Lumen Technologies, Verizon.

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