2912 Dudley Dr, Bartow, FL 33830 Property Records

Polk County property record for 2912 Dudley Dr, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1971
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$121,000 (Feb 2019)
Tax Bill	$662 (2025)
Deeds & Mortgages	Sep 2020 Loan Modification Feb 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-29-27-362250-000880`

Property Details

APN / Parcel Number

Primary APN	`25-29-27-362250-000880`
Alternative APNs	`272925362250000880` `72925000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2014
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	270 sqft
Carport	Carport
Carport Area	270 sqft
Porch	Unfinished Open Porch
Porch Area	84 sqft
Utility Building	90 sqft

Location & Zoning

Street Address	2912 DUDLEY DR
City	BARTOW
State	FL
Zip	33830-8808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	GORDON HTS-PHASE ONE PB 50 PG 42/43 LOT 88
Legal Range	25E
Legal Township	29S
Legal Section	27
Legal Subdivision	GORDON HEIGHTS PHASE 01
Legal Phase	1
Legal Tract	362250
Legal Block	1
Legal Lot Number	88
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1035
Census Tract	15301

Owner

Source: Polk County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2912 DUDLEY DR, BARTOW, FL 33830-8808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Feb 15, 2019	Warranty Deed, Transfer WATERSTONE MTG CORP
Aug 22, 2018	Warranty Deed, Transfer INTEGRITY FIRST TITLE LLC/LAKE
Aug 21, 2018	Deed of Trust, Mortgage · Line of Credit LENDINGHOME FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2019 · Amount on Record
Deed Sale	Feb 15, 2019 · Amount on Record
Prior Sale	Aug 22, 2018 · Amount on Record
Deed Document Number	201931712
Deed Book / Page	10752 / 421
Prior Transfer Date	Jan 23, 2009
Prior Transfer Doc	0000014774
Record Updated	Sep 20, 2026

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	2912 DUDLEY DR, BARTOW, FL 33830-8808
Document Number	0114241434
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 DUDLEY DR BARTOW FL 338308808, BARTOW, FL 33830-8808

Mortgage

Document Number	0114241434
Date	Oct 22, 2020
Book Page	011424/001434
Instrument	224077

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 15, 2019
Property Address	2912 DUDLEY DR, BARTOW, FL 33830-8808
Document Number	0107520421
Book / Page	010752 / 000421
Instrument Date	Feb 1, 2019
Instrument	31712
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	SOUTHERN TITLE, SOUTHERN TITLE & ABSTRACT INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$847.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2912 DUDLEY DR BARTOW FL 338308808, BARTOW, FL 33830-8808

Mortgage

Document Number	107520425
Date	Feb 15, 2019
Book Page	010752/000425
Instrument	31715

Lender

Name	WATERSTONE MTG CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 22, 2018
Property Address	2912 DUDLEY DR, BARTOW, FL 33830-8808
Document Number	0105890387
Book / Page	010589 / 000387
Instrument Date	Aug 21, 2018
Instrument	179139
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	INTEGRITY FIRST TITLE LLC/LAKE

Transaction

Amount	Amount Recorded
Tax	$518.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13538 VILLAGE PARK DR #205 ORLANDO FL 328373603, 205, ORLANDO, FL 32837-3603

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2912 DUDLEY DR, BARTOW, FL 33830-8808
Document Number	0105890389
Instrument Date	Aug 21, 2018
Transaction Type	Mortgage
Record Updated	Sep 13, 2018
Title Company	INTEGRITY FIRST TITLE, INTEGRITY FIRST TITLE LLC/LAKE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1501 HARRIER DR ORLANDO FL 328378097, ORLANDO, FL 32837-8097
Investor	Possibly a Property Investor

Mortgage

Document Number	0105890389
Date	Aug 22, 2018
Book Page	010589/000389
Instrument	179140

Lender

Name	LENDINGHOME FNDG
Type	Funding / Finance Company
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$662.00 (-49%) Homeowner's exemption	$91,467 (+5.99%)	$169,503 (+11.97%) Land $20,000 Building $149,503
2024	$1,298.00 (+14.87%)
2023	$1,130.00 (+5.02%) Homeowner's exemption	$86,300 (+3%)	$151,388 (+28.03%) Land $14,000 Building $137,388
2022	$1,076.00 Homeowner's exemption	$83,786	$118,240 Land $11,500 Building $106,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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