2912 Colgate Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 2912 Colgate Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 1984
Lot Size	0.236 acres (10,292 sqft)
Owner	2 Individual Names on File
Last Sale	$94,600 (Dec 1984)
Tax Bill	$2,208 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-602-42-00`

Property Details

APN / Parcel Number

Primary APN	`165-602-42-00`
Alternative APN	`1656022100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,328 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	10,292 sqft (0.236 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1656022100
Street Address	2912 COLGATE DR
City	OCEANSIDE
State	CA
Zip	92056-6351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PAR 1 TR PM13349
Legal Subdivision	CITY OF OCEANSIDE
Legal Tract	13349
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18517

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	368 CALLE BORREGO, SAN CLEMENTE, CA 92672-4835
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
May 3, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 3, 2022	Intrafamily Transfer, Transfer AMROCK INC, AMROCK LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 31, 1984 · Amount on Record
Deed Sale	Dec 31, 1984 · Amount on Record
Deed Document Number	1984485589
Last Transfer Date	Apr 22, 2022
Transfer Doc	0000190879
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2912 COLGATE DR, OCEANSIDE, CA 92056-6351
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 COLGATE DR, OCEANSIDE, CA 92056-6351

Mortgage

Document Number	0000026799
Date	Jan 30, 2026
Instrument	2026-0026799

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 3, 2022
Property Address	2912 COLGATE DR, OCEANSIDE, CA 92056-6351
Document Number	0000190880
Map Reference	FILE 84-240034
Instrument Date	Apr 22, 2022
Instrument	2022-0190880
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 COLGATE DR, OCEANSIDE, CA 92056-6351

Mortgage

Document Number	0000190881
Date	May 3, 2022
Instrument	2022-0190881

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2037

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 3, 2022
Property Address	2912 COLGATE DR, OCEANSIDE, CA 92056-6351
Document Number	0000190879
Map Reference	FILE 84-240034
Instrument Date	Apr 22, 2022
Instrument	2022-0190879
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	368 CALLE BORREGO, SAN CLEMENTE, CA 92672-4835

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$196,779 (+2%) Land $72,490 Building $124,289
2025	$2,208.00 (+5.19%)	$192,921 (+4.04%) Land $71,069 Building $121,852
2023	$2,099.00 (+1.55%)	$185,431 Land $68,310 Building $117,121
2022	$2,067.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Generate-Ubiquity Holdings Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: California Internet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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