Stanislaus County property record for 2912 Alder Creek Dr, Modesto, CA 95355
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,240 sqft · built 1972 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Jul 2026) |
| Tax Bill | $1,917 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2026 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 067-001-016-000 |
| Primary APN | 067-001-016-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Wood |
| Lot Area | 6,970 sqft (0.16 acres) |
| View / Lot | Corner |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2912 ALDER CREEK DR |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95355-4126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORANGEBURG EAST BLK 1548 LOT 6 |
| Legal Subdivision | SONPL1 |
| Legal Block | 1548 |
| Legal Lot Number | 6 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 905 |
2912 Alder Creek Dr is owned and occupied by two individuals who bought it in July 2026.
Source: Stanislaus County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2912 ALDER CREEK DR, MODESTO, CA 95355-4126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2026 | Grant Deed, Transfer · Conventional Mortgage BMO HARRIS BANK |
| Apr 1, 2026 | Trustee's Deed, Foreclosure E-CHICAGO TITLE, CHICAGO TITLE |
| Feb 3, 2022 | Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2026 · Amount on File |
| Deed Sale | Jul 2, 2026 · Amount on File |
| Prior Sale | Apr 1, 2026 · Amount on File |
| Deed Document Number | 202636750 |
| Prior Transfer Date | Mar 14, 2016 |
| Prior Transfer Doc | 0000021725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jul 2, 2026 |
| Property Address | 2912 ALDER CREEK DR, MODESTO, CA 95355-4126 |
| Document Number | 0000036750 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 202636750 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48,328.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2912 ALDER CREEK DR, MODESTO, CA 95355-4126 |
| Document Number | 0000036751, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 202636751 |
| Name | BMO HARRIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000036752, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 202636752 |
| Name | BMO HARRIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 30 Months |
| Due | Aug 30, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Apr 1, 2026 |
| Property Address | 2912 ALDER CREEK DR, MODESTO, CA 95355-4126 |
| Document Number | 0000017590 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 202617590 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 27, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $30,663.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2229 EDGEBROOK DR, MODESTO, CA 95354-1824 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2912 ALDER CREEK DR, MODESTO, CA 95355-4126 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP |
| Name | Verified Name |
|---|---|
| Address | 2912 ALDER CREEK DR, MODESTO, CA 95355-4126 |
| Document Number | 0000008524 |
|---|---|
| Date | Feb 3, 2022 |
| Instrument | 2022-0008524 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78737 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 13.1% |
The 2026 property tax bill for 2912 Alder Creek Dr was $1,917, up 1.6% from the year before.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Elementary School District | Empire Union Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,917.00 (+1.59%) | $178,053 (+2%) Land $75,834 Building $102,219 |
| 2025 | $1,887.00 | $174,563 Land $74,348 Building $100,215 |
| 2023 | $2,011.00 (+7.14%) | $167,786 Land $71,462 Building $96,324 |
| 2022 | $1,877.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2912 Alder Creek Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2912 Alder Creek Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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