2912 44th St, Highland, IN 46322 Property Records

Lake County property record for 2912 44th St, Highland, IN 46322

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 3,272 sqft · built 1983
Lot Size	0.539 acres (23,478 sqft)
Owner	Individual Name on File
Last Sale	$335,625 (Oct 2023)
Tax Bill	$3,541 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007-16-27-0491-0001`

Property Details

APN / Parcel Number

Primary APN	`007-16-27-0491-0001`
Alternative APNs	`45-07-28-454-008.000-026` `162704910001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,272 sqft Living Area
Gross Area	5,484 sqft
1st Floor Area	1,636 sqft
Basement Area	1,636 sqft
Game Room	Game Room

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	23,478 sqft (0.539 acres)
Lot Dimensions	301 ft deep x 78 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Shed	1 Shed
Shed Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2912 44TH ST
City	HIGHLAND
State	IN
Zip	46322-2978
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINCENT ADDITION LOT 1
Legal Subdivision	VINCENT ADDITION
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	3
Census Block	3008
Census Tract	40802

Owner

2912 44th St is owned and occupied by an individual who bought it in October 2023.

Source: Lake County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	2912 44TH ST, HIGHLAND, IN 46322-2978
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 14, 2022	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FIDELITY MORTGAGE SERVICES INC
Oct 12, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK
Dec 20, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FIDELITY MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2023 · Amount on File
Deed Sale	Oct 31, 2023 · Amount on File
Prior Sale	Dec 20, 2019 · Amount on File
Deed Document Number	2023535857
Prior Transfer Date	Oct 23, 2023
Prior Transfer Doc	0000035857
Record Updated	Jun 8, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Oct 31, 2023
Property Address	2912 44TH ST, HIGHLAND, IN 46322-2978
Document Number	0000035857
Map Reference	MB 49 PG 88
Instrument Date	Oct 23, 2023
Instrument	2023-535857
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	MTC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 44TH ST, HIGHLAND, IN 46322-2978

Mortgage

Document Number	0000035858
Date	Oct 31, 2023
Instrument	2023-535858

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	2912 44TH ST, HIGHLAND, IN 46322-2978
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028961
Date	Jul 14, 2022
Instrument	2022-528961

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	2912 44TH ST, HIGHLAND, IN 46322-2978
Transaction Type	Mortgage
Record Updated	Nov 18, 2021
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036973
Date	Nov 5, 2021
Instrument	2021-536973

Lender

Name	AMERICAN FIDELITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	WHEATON, IL 60189

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	2912 44TH ST, HIGHLAND, IN 46322-2978
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070149
Date	Oct 12, 2018
Instrument	2018 070149

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	299 Months
Due	Sep 27, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Dec 20, 2019
Property Address	2912 44TH ST, HIGHLAND, IN 46322-2978
Document Number	0000088436
Map Reference	MB 49 PG 88
Instrument Date	Dec 18, 2019
Instrument	2019 088436
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	COMMUNITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 44TH ST, HIGHLAND, IN 46322-2978

Mortgage

Document Number	0000088437
Date	Dec 20, 2019
Instrument	2019 088437

Lender

Name	AMERICAN FIDELITY MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Highland Town
Unified School District	Highland School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$365,400 Land $66,500 Building $298,900	$365,400 Land $66,500 Building $298,900
2024	$3,541.00
2023		$329,400 (+6.84%) Land $66,500 Building $262,900	$329,400 (+6.84%) Land $66,500 Building $262,900
2022	$3,074.00 Homeowner's exemption	$308,300 Land $66,500 Building $241,800	$308,300 Land $66,500 Building $241,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2912 44th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2912 44th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND WATER WORKS serves 23,984 people · EPA ID IN5245021
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Jan 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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