Mitchell County property record for 2912 320th St, Orchard, IA 50460
| Property Type | General Agricultural/Rural |
|---|---|
| Lot Size | 35 acres (1,524,600 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,940 (2025) |
| Deeds & Mortgages | Sep 2026 Construction Loan May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1617100005 |
| Primary APN | 1617100005 |
|---|
| Lot Area | 1,524,600 sqft (35 acres) |
|---|
| Street Address | 2912 320TH ST |
|---|---|
| City | ORCHARD |
| State | IA |
| Zip | 50460-7511 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | PAR A NW 1/4 NW 1/4 PER SURVEY 2023-486 |
| Legal Range | 15W |
| Legal Township | 97N |
| Legal Section | 17 |
| Jurisdiction | MITCHELL IA |
| Township / Civil Division | EAST LINCOLN |
| Census Block Group | 1 |
| Census Block | 1141 |
| Census Tract | 560100 |
Source: Mitchell County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2912 320TH ST, ORCHARD, IA 50460-7511 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK |
| May 5, 2023 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | Sep 21, 2026 |
| Property Address | 2912 320TH ST, ORCHARD, IA 50460-7511 |
| Document Number | 0000001590 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 20261590 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 2912 320TH ST, ORCHARD, IA 50460-7511 |
| Document Number | 0000001590, |
|---|---|
| Date | Sep 21, 2026 |
| Instrument | 20261590 |
| Name | FIRST CITIZENS BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 21, 2027 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | May 5, 2023 |
| Property Address | 2912 320TH ST, ORCHARD, IA 50460-7511 |
| Document Number | 002023/567 |
| Book / Page | 2023 / 567 |
| Map Reference | DOC 2023 486 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 2023 567 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $735.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 648 N SHIRK RD, NEW HOLLAND, PA 17557-9737 |
Source: Mitchell County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Mitchell County |
| Unified School District | Osage Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,940.00 (+129.31%) | $128,170 Land $58,970 Building $69,200 | $128,170 Land $58,970 Building $69,200 |
| 2024 | $846.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2008–2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OmniTel-Interstate Cablevision Fiber | 8,000 / 8,000 |
| Nextlink Fixed Wireless | 500 / 100 |
5G and 4G LTE (outdoors only)
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