2912 208th Ave E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 2912 208th Ave E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 3,238 sqft · built 1981
Lot Size	0.293 acres (12,750 sqft)
Owner	2 Individual Names on File
Last Sale	$1,097,472 (Apr 2023)
Tax Bill	$9,458 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`899601-1-580`

Property Details

APN / Parcel Number

Primary APN	`899601-1-580`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	3,238 sqft Living Area
Gross Area	3,934 sqft
1st Floor Area	1,440 sqft
Upper Floors Area	1,752 sqft
Basement Area	1,440 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,750 sqft (0.293 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Deck Area	396 sqft
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2912 208TH AVE E
City	LAKE TAPPS
State	WA
Zip	98391-9063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 10 TOWNSHIP 20 RANGE 05 QUARTER 43 TAPPS ISLAND DIV # 1 L 158 EASE OF RECORD
Legal Range	05
Legal Township	20
Legal Section	10
Legal Subdivision	TAPPS ISLAND DIV # 1
Legal Lot Number	158
Legal Unit	1
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	2
Census Block	2002
Census Tract	70307

Owner

2912 208th Ave E is owned and occupied by two individuals who acquired it in July 2024.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2912 208TH AVE E, LAKE TAPPS, WA 98391-9063
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2023 · Amount on File
Deed Sale	Apr 13, 2023 · Amount on File
Prior Sale	Jul 31, 1998 · Amount on File
Deed Document Number	2023203
Last Transfer Date	Jul 24, 2024
Transfer Doc	0000000017
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 13, 2023
Property Address	2912 208TH AVE E, LAKE TAPPS, WA 98391-9063
Document Number	0004130203
Map Reference	VOL 48 PG 30-34
Instrument Date	Apr 5, 2023
Instrument	202304130203
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,635.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 208TH AVE E, LAKE TAPPS, WA 98391-9063

Mortgage

Document Number	0004130204
Date	Apr 13, 2023
Instrument	202304130204

Lender

Name	ALASKA USA MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	May 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	5-Year TN
Max Rate	10.7%

Tax Assessment & Valuation

The 2026 property tax bill for 2912 208th Ave E was $9,458, down 4% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,458.00 (-3.98%)	$919,400 Land $409,700 Building $509,700	$919,400 Land $409,700 Building $509,700
2025	$9,850.00 (+13.75%)
2024	$8,659.00 (+3%)	$859,700 (+1.55%) Land $392,100 Building $467,600	$859,700 (+1.55%) Land $392,100 Building $467,600
2023	$8,407.00	$846,600 Land $381,800 Building $464,800	$846,600 Land $381,800 Building $464,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2912 208th Ave E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2912 208th Ave E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAPPS ISLAND WATER SYSTEM private · serves 1,501 people · EPA ID WA5387181
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Skynet Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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